Guangzhou Panyu Prison Dormitory was bought by mortgage. Can I make a mortgage? How to calculate tax on new house transactions?

Hello, I am glad to answer your question about Panyu Prison Dormitory Community.

Panyu prison dormitory is a house bought by mortgage and can be handled by a loan company. Because if the house bought in Panyu Prison Dormitory is mortgaged in the bank, the bank will not accept the second mortgage, and only after the house bought in Panyu Prison Dormitory is mortgaged can it be mortgaged again.

Panyu prison dormitory new house transaction taxes include deed tax, maintenance fund and property management fee. Deed tax of Panyu Prison Dormitory: the deed tax to be paid for buying a new house is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the average commercial house is halved, that is, 1.5-2.5%. Panyu Prison Dormitory Maintenance Fund: charged according to the construction area multiplied by a certain amount. Property management fee for Panyu Prison Dormitory: paid after delivery, and the specific grade rate shall be implemented according to the regulations of the local price department.

The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!