Three-child house purchase policy in 2022

Recently, many cities in China have introduced policies to regulate the property market, involving reducing down payment, canceling restrictions on sales, relaxing restrictions on purchases, and subsidizing the purchase of houses. Many cities say that families with many children can get housing subsidies. What is the policy for families with children above 2022 to buy a house? What is the subsidy policy for three children to buy a house?

1.2022 Housing purchase policy for families with many children in Hangzhou, Zhejiang:

For eligible three-child families, the number of restricted housing units in this city will increase by 1 unit; When signing up for the public lottery sales of new commercial housing, refer to the "family without housing" to give priority to the lottery.

2.2022 Hunan Hengyang multi-child family purchase policy:

Paid-in workers' families who meet the national birth policy and the same couple gave birth to three children after May 3 1 20265438 (inclusive) can apply for housing provident fund loans by purchasing ordinary family-occupied housing, with the maximum loan amount of 800,000 yuan.

3.2022 Jiangsu Nanjing multi-child family purchase policy:

From May 1 1, families with two or more children registered in Nanjing can buy a new set of commercial housing and enjoy the best loan interest rate of the relevant banks.

4.2022 Guangdong Dongguan multi-child family purchase policy:

If a family conforms to the national birth policy and has two or three children, it can buy a new set of commercial housing. Among them, non-registered families in this city are required to provide social security or tax payment certificates for more than 24 consecutive months in this city within 3 years before the date of purchase. If a resident family holds or purchases a "double (multi-) certificate house" but uses it as a set of houses in essence, it will be regarded as a set of commodity houses when the qualification for purchasing houses is approved.

5.2022 Jiangsu Yangzhou multi-child family purchase policy:

If talented families with two or more children apply for housing provident fund loans and meet the application conditions, the minimum down payment ratio of loans will be adjusted from 30% to 20%.

6.2022 Liaoning Shenyang multi-child family purchase policy:

Families with two children and under three children who already own two houses in the administrative area of Shenyang 18 can buy 1 set of new commercial housing in the restricted purchase area of Shenyang, and relax the restrictions on provident fund loans.

Subsidy policy for three children to buy a house in 2022;

1.2022 Guangdong Dongguan Triplets Subsidy Policy

Families who have two or three children in line with the national birth policy are allowed to buy a new set of commercial housing.

2.2022 Sichuan Leshan three-child housing subsidy policy

Families with two or more children in the country buy new commercial housing and enjoy a housing subsidy of 5,000 yuan each. This policy can be superimposed with the first two items.

The latest housing policy 2022 families with local household registration and a talent residence permit in each city are limited to two houses at most; Foreign household registration and foreigners are limited to one set at most; Two purchases need to be separated by more than two years; Companies are prohibited from buying houses. The basic purchase restriction order meets the housing and investment needs of most families, does not conflict with the policy of buying houses and entering households in some cities, and will not hinder the development of housing rental and holiday property market; The latest housing purchase policy 2022 can increase the one-year waiting period system for foreigners in cities such as Beijing and Shanghai with a large influx of population and relatively tight land supply, that is, foreign residents and overseas residents must provide at least one year's tax payment or social security certificate before purchasing. At present, the Ministry of Housing and Urban-Rural Development is promoting the construction and networking of housing information systems in 40 key cities. After the system is completed, it will effectively support the levy of multi-suite property tax and optimize the purchase restriction within 40 cities; There is no clear policy for three children to buy a house. The Decision on Optimizing the Birth Policy and Promoting the Long-term Balanced Development of the Population issued by the Central Committee and the State Council stipulates that all localities can study and formulate differentiated preferential policies for renting and buying houses according to the burden of raising minor children. Although it is only a general policy requirement at present, and there are no specific preferential policies in various places, it is expected that the threshold for families who meet the conditions of birth policy in some areas may be lowered.

legal ground

Housing purchase restriction policy in Hangzhou

(A) Hangzhou second-hand housing purchase restriction policy

1, household registration in Hangzhou restricted area

Household registration families who have settled in the restricted area of this city for less than 5 years can only buy 1 house without social security payment requirements in the restricted area of this city.

Households with household registration who have settled in the restricted purchase area of this city for five years have no social security payment requirements. Only singles in the restricted area of this city can buy 1 house, and married couples can buy 2 houses.

For eligible three-child families, increase the number of housing units restricted in this city 1 set (legal three-child families mean that both applicants (at least one of whom is registered in Hangzhou) have a legal relationship and have given birth to three children (referring to the number of existing children), and the date of birth or adoption of the third child should be May 3 1 day. )

2. Household registration in four counties and cities of Hangzhou

Households whose household registration has been moved from other places to Tonglu, Jiande, Lin 'an and Chun 'an counties (cities) for less than 5 years have no social security requirements, and the purchase is limited to 1 set.

Households whose household registration has been moved from other places to Tonglu, Jiande, Lin 'an and Chun 'an counties (cities) for five years have no social security requirements, and they are limited to 1 set for singles and 2 sets for married people.

For eligible three-child families, increase the number of housing units restricted by purchase in this city 1 set (legal three-child families refer to two applicants (at least one of whom is registered in Hangzhou) who have a legal relationship and have given birth to three children (referring to the number of existing children), and the date of birth or adoption of the third child should be May 3 1.

3. Non-Hangzhou household registration

From 1 year before the date of purchase, urban social security or personal income tax shall be paid continuously within the scope of purchase restriction in this city for 12 months, and the purchase restriction shall be 1 set.

4, high-level talents

High-level talents have no social security and settlement requirements, and Hangzhou has no housing, so they can enjoy the talent priority purchase policy. Married families who have settled for 5 years are limited to 2 sets, and the second set no longer enjoys the priority purchase policy.

For eligible three-child families, increase the number of housing units restricted by purchase in this city 1 set (legal three-child families refer to two applicants (at least one of whom is registered in Hangzhou) who have a legal relationship and have given birth to three children (referring to the number of existing children), and the date of birth or adoption of the third child should be May 3 1. )

5. Fuyang District (September 2022 1 Implementation)

The requirements for households registered in this city to buy second-hand houses in Fuyang District remain unchanged. They can buy second-hand houses in Fuyang District as long as they settle in the urban area.

The condition for non-local household registration families to purchase second-hand houses in Fuyang District is changed from "accumulated payment of urban social security or individual tax within the scope of the city's purchase restriction from the date of purchase 1 year 12 months" to "having a record of urban social security or individual tax payment within the city".

The purchase of second-hand houses in Fuyang District is not subject to the restriction of "settled in this city for less than 5 years, within the urban area 1 house", that is, married or widowed families who have settled in this city for less than 5 years can buy a second house in Fuyang District.

6. Unlimited purchase in Lin 'an District

7. Qiantang District (implemented on September 30, 2022)

Registered families who have settled in this city or non-registered families who work in this city and have paid urban social security (or personal income tax) records can buy houses (including newly-built commercial houses and second-hand houses) in Baiyang, Peng Yi, Wan Xin, Linjiang and Qianjin streets in this district.

Eligible registered families in this city are not restricted from buying a second house in the above streets within five years. The total number of houses restricted by various families in the restricted purchase area remains unchanged.

Yuhang District (implemented on September 30, 2022)

Non-registered families who have settled or worked in this city and have paid urban social security (or personal income tax) records can buy houses (including newly-built commercial houses and second-hand houses) in Renhe Street, Jingshan Town, Huang Hu Town, Owl Town and Baizhang Town.

9. Xiaoshan District (implemented on September 28th, 2022)

Households with household registration who have settled in this city or non-household registration families who work in this city and have paid urban social security (or personal income tax) records can buy houses (including newly-built commercial houses and second-hand houses) in towns and streets such as Joey, Linpu, Yaqian, Nanyang, Xintang, Daicun, Shang He, Puyang, Suoqian, Evolution, Guali, Jingjiang, Louta, Yinong and Dangwan.

Eligible registered families in this city are not restricted to buy a second house in the above towns and streets in this district within 5 years. The total number of houses restricted by various families in the restricted purchase area remains unchanged.

Linping District10 (implemented on June 4, 2022)

Registered families who have settled in this city or non-registered families who work in this city and have paid urban social security (or personal income tax) records can buy houses (including new commercial houses and second-hand houses) in towns and streets such as Xingqiao, Chongxian, Donghu, Canal and Tangqi.

Eligible registered families in this city are not restricted to buy a second house in the above towns and streets within five years. The total number of houses restricted by various families in the restricted purchase area remains unchanged.