After the vehicle is scraped, how can I get compensation if I can't find the perpetrator?

Many car owners will encounter such a situation.

After parking the car.

When I came back, I found that my body was scratched inexplicably.

I wonder whose Xiong Haizi painted it.

Or was it hit by another car?

I was angry at this time, and I couldn't find the perpetrator.

Don't want to eat yabakui?

Today you are expected to tell you what to do in this situation.

First of all, let's take a look at the specific parking place, because the parking place directly determines who will pay for the scraping of the car!

Commercial parking lot

Commercial parking lots, whether underground or open-air, should be managed as long as they are charged!

But some toll parking lots will write "No responsibility for vehicle damage". What if there is such a disclaimer?

It can be clearly stated that this disclaimer is not protected by law:

Article 374th of the Contract Law stipulates:

During the storage period, if the goods are damaged or lost due to improper storage by the custodian, the custodian shall be liable for damages, that is to say, "paid storage" requires the manager to fulfill the comprehensive security obligations.

In this case, everyone must keep the parking invoice and safeguard their rights and interests.

Community parking lot

At present, parking spaces in residential areas are generally tight, and it often happens that cars are scraped when parked in residential areas. According to different situations, we have the following solutions:

1. If it is slightly scraped, you can check and monitor the property first, and find the scraped vehicle to determine the owner;

2. If the monitoring is uncertain, you can also ask the community owners for help to see if there were any witnesses at that time and get clues from them;

If you can't find anyone after trying the above two methods or other methods, you should call the police.

It is necessary to know whether the community has signed a parking service management contract with the property. If yes, the owner's car was scraped, and the perpetrator could not be found, and the property company was required to bear the compensation. If not, you can only take insurance.

Free parking area

In free parking areas such as roadside parking spaces and free parking lots, if you can't find someone, you can only insure yourself.

Insurance companies usually have an absolute franchise of 30%. In other words, the insurance company only bears 70% of the fixed loss of the vehicle, and the remaining 30% is borne by the owner himself.

Is the 30% only borne by the owner himself?

Here is another additional risk of car damage insurance-you can get 100% compensation if you can't find a third-party special insurance. Then, do you need this special insurance besides the deductible?

Need! Because in the case that the perpetrator can't be found, in the case that the other party hits and runs, the deductible is not effective, and there is no way to define the responsibility of the accident. Even if the other party is fully responsible, it can only be insured and paid by itself.

How to stop the car to minimize the risk of being scratched?

1, the position of the side

Don't park between two cars. Because the middle parking space is easy to be attacked from left to right, there is a great chance of being rubbed. If you can only choose the middle parking space, try to keep a distance of more than 1.2 meters from the left and right vehicles.

2, stop in the safe line of sight, monitoring range.

Whether it is your own car or someone else's car, it is always uncomfortable to park in an unattended place. And it's not easy to find out why. Therefore, it is safer to choose to stop in the safe sight and monitoring range, so as to avoid finding the perpetrators after the accident.

3, can stop charging, roadside parking, underground parking, ground parking.

First of all, there are pedestrians and vehicles on the roadside, and there are too many uncertain factors. Parking in the underground parking lot can also avoid some weather conditions.

If you find this article useful, please share it with your friends ~ What other ways to avoid car collision are welcome to share in the message area.

This article comes from car home, the author of the car manufacturer, and does not represent car home's position.