How much should I pay attention to when transferring second-hand houses in Rongcheng?

I. Precautions before the transfer of second-hand houses:

1. Be sure to verify whether the ownership of the house is defective, whether the owner of the house agrees to transfer the house, whether the house is mortgaged, leased or contributed, and so on.

2. It is necessary to pay the house payment as much as possible after the transfer of property rights, or the house payment can be paid in escrow to minimize the risk;

3. Be sure to check the payment and settlement of public maintenance funds, property fees and other expenses, as well as the relevant procedures such as transfer, to determine whether it will have an impact on future life.

Of course, in addition to the above three aspects, there are many things that buyers need to pay attention to, but different people have different specific circumstances, and the above three points are more important. It is recommended that buyers consider buying more houses.

Second, the types of second-hand housing transfer fees.

Second-hand housing transfer requires a lot of procedures, and these procedures require fees. Generally speaking, there are many kinds of second-hand houses in transfer fees, which can be summarized as follows according to relevant regulations:

1. Transfer registration fee: the ordinary second-hand house belongs to 80 yuan/set and shall be borne by the buyer.

2. Service fee for transaction procedures: residential 6 yuan/m2 (3 yuan/m2 for housing reform, affordable housing and anjufang); Non-residential 10 yuan/m2. The buyer and the seller each bear half.

3. Land proceeds from the transfer of second-hand houses (collected): collected at the time of the transfer of housing reform houses, affordable housing and housing projects, and 2% of the normal transaction price of houses. To be borne by the seller.

4. Second-hand house transfer fees: 50 yuan/box.

5. Deed tax on the transfer of second-hand houses: the tax rate is 3%, calculated according to the transaction price of normal transactions; Ordinary housing purchased by individuals for their own use (the building area is below 144 square meters, the floor area ratio is above 1.2, and the transaction price is 4290 yuan/square meter) is levied at half the deed tax rate, and the levy standard is1.5%; If the relocated residents buy second-hand houses again due to relocation, the part equivalent to relocation compensation shall be exempted from deed tax. If the transaction price exceeds the compensation for demolition, the deed tax shall be levied on the excess. To be borne by the buyer.

6. Business tax and surcharge for the transfer of second-hand houses: the real estate license cannot be exempted from business tax if it is transferred in less than two years. Business tax needs to be levied according to the difference between the transfer income and the original price of the purchased house.

7. Stamp duty on the transfer of second-hand houses: the tax rate is 1‰, calculated according to the transaction price of normal transactions, and both parties to the transaction shall bear half.

8. Personal income tax on the transfer of second-hand houses: it will be levied when the purchased houses are listed and traded for less than five years. There are two ways.

① The tax rate is 20%, calculated according to the income from property transfer (current transaction price-original house price-original deed tax payment-current business tax payment-reasonable expenses);

② If the original purchase invoice cannot be provided, it will be levied at 1% of the transaction price. To be borne by the seller.

The above is the introduction of the matters needing attention and the fees to be paid before the transfer of second-hand houses. In fact, there are many places to pay attention to in the transfer of second-hand houses, because the market competition is fierce, and there are also intrigues, coupled with information asymmetry, it is easy to damage their rights and interests. Therefore, it is very necessary to carefully review the above situation before the transfer of second-hand houses. If you feel that you have no conditions, you can ask the relevant real estate lawyer for help. In short, buying a house is sometimes a lifetime thing, so be careful not to lose big because of small things.