Job Recruitment Website - Property management - How do Hefei Jingao self-employed people withdraw provident fund?
How do Hefei Jingao self-employed people withdraw provident fund?
Workers in any of the following circumstances may apply for withdrawal of housing provident fund.
(a) the purchase of owner-occupied housing, provide the purchase contract, agreement or other proof;
(two) the purchase of owner-occupied housing, provide the approval documents or other documents of the competent department of construction and land administration;
(three) renovation, overhaul occupied housing, provide the approval documents or other documents of the planning administrative department;
(4) certificates of retirement and resignation;
(five) completely lose the ability to work and terminate the labor relationship with the unit, provide proof of complete loss of labor ability and proof of termination of labor relations;
(six) after the termination of the labor relationship with the unit, if it has not been re-employed for five years, it shall provide proof of unemployment;
(seven) to settle abroad, provide exit certificates;
(eight) accounts to move out of the administrative region of this province, to provide proof of migration;
(nine) to repay the principal and interest of the house purchase loan and provide the house purchase loan contract;
(ten) to pay the rent, provide proof of wage income and housing lease contract;
(eleven) migrant workers and units to terminate the labor relationship, provide proof of household registration and proof of termination of labor relations;
(twelve) other circumstances stipulated by the housing provident fund management center.
Withdraw housing accumulation fund
First-hand housing extraction:
(1) Original and photocopy of the house purchase contract or house purchase agreement;
(2) The original and photocopy of the purchase invoice;
(3) The original and photocopy of the employee's ID card shall be used to extract the provident fund;
(4) Withdraw the provident fund from the employee's own bank savings account; In addition to the above information, the employee spouse's provident fund withdrawal should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.
Second-hand housing extraction:
(1) Original and photocopy of the real estate license;
(2) Original and photocopy of deed tax payment certificate;
(3) The original and photocopy of the employee's ID card shall be used to extract the provident fund;
(4) Withdraw the provident fund from the employee's own bank savings account; When employees' spouses withdraw provident fund, in addition to the above information, they should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.
One-time repayment of provident fund loans to withdraw housing provident fund:
(1) An application form for withdrawal of housing provident fund issued by the unit finance or labor.
(2) One original and one copy of the ID card. If the spouse's provident fund is withdrawn, the original and photocopy of the marriage certificate and household registration book shall be provided at the same time 1 copy.
(3) For the loan contract, go to the loan department of the loan bank to print the repayment statement of individual housing loan in the previous year (from the month of extraction to the month of the previous year), and ask the bank to stamp it.
(4) If repayment is made by passbook, the repayment passbook and a copy of the passbook shall be provided; If you use a bank card for repayment, you must provide a detailed copy of the bank card printed at the bank counter in the last year.
(5) Go to the loan department of the loan bank and sign the Loan Agreement for Withdrawing Housing Provident Fund and Returning Housing Provident Fund.
(If the husband and wife extract it, the husband and wife will sign it with their fingerprints, fill it in the bank account and directly enter the personal account. )
Note: Employees should sign the Withdrawal Application Form on the spot and press their handprints (the provident fund will be remitted to the personal repayment account).
Withdraw housing accumulation fund for overhaul.
1, the original and photocopy of the overhaul certificate and property right certificate of the housing management or property management department; 2. Original and photocopy of detailed invoices for purchasing materials or invoices for expenses allocated to individuals; 3. The original and photocopy of the employee ID card shall be used to extract the provident fund; 4. Withdraw the employee's own bank savings account from the provident fund; In addition to the above information, the employee spouse's provident fund withdrawal also needs to provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.
Self-built housing provident fund withdrawal
1, the original and photocopy of the certificate of approval of homestead or building by the planning and housing management department; 2. Original and photocopy of invoices for purchasing materials and other construction costs; 3. The original and photocopy of the employee ID card shall be used to extract the provident fund; 4. Withdraw the provident fund from the employee's own bank savings account; In addition to the above information, the employee spouse's provident fund withdrawal also needs to provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the owner's provident fund withdrawal record.
Withdrawal of housing loan principal and interest accumulation fund
1, original and photocopy of the loan contract; 2. A copy of the house purchase contract; 3. Original and photocopy of the down payment invoice; 4. The original and photocopy of the employee ID card shall be used to extract the provident fund; 5. Withdraw the provident fund from the employee's own bank savings account; In addition to the above information, the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record should also be provided for the employee's spouse's provident fund withdrawal.
Withdraw retirement provident fund
1, original and photocopy of divorce or retirement certificate or relevant certificate of labor department; 2. The original and photocopy of the employee ID card shall be used to extract the provident fund; 3. If there is no divorce or retirement certificate, if the male is over 60 years old and the female is over 55 years old, provide the original and photocopy of the employee ID card; 4, provident fund from the employee's own bank savings account.
Migrant workers extracted because of terminating labor relations with their units.
1, original and photocopy of household registration certificate; 2. The original and photocopy of the certificate of termination of labor relations; 3. The original and photocopy of the employee ID card shall be used to extract the provident fund; 4, provident fund from the employee's own bank savings account.
Regulations on the administration of housing provident fund
Article 24
In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.
Article 25
If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.
Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.
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