What is the use of Yangzhou provident fund? The use of Yangzhou provident fund

What is the use of Yangzhou provident fund? The use of Yangzhou provident fund

First, buy a house.

(a), to apply for a commercial loan to buy a house, you can withdraw the provident fund as the down payment;

(2) If you apply for a provident fund loan to buy a house, you can withdraw the provident fund to repay the principal and interest, and the interest of the provident fund loan is much lower than that of commercial loans;

(3) If you don't need a loan in the process of buying a house, you can also conditionally withdraw the provident fund at one time. 20 19 Yangzhou provident fund extraction conditions and materials

(4) Children can withdraw their parents' provident fund when buying a house. Provident fund can not only buy a house for yourself, but also buy a house for children;

(5) If you apply for a provident fund housing loan to buy your own house, you can withdraw your parents' provident fund to repay the principal and interest;

(6) If you apply for a commercial loan for self-housing, you can withdraw your parents' provident fund as a down payment;

Two, overhaul occupied houses, buildings, renovation

The housing provident fund is not only used for buying houses, but employees who want to build their own houses in their hometown can also apply to the housing provident fund management center for building houses.

Third, renting a house.

In the absence of housing, employees can also withdraw housing provident fund when renting a house, and renters can apply for withdrawing housing provident fund to pay rent. Provident fund can not only pay the rent of economic rental housing with rent or rental subsidy, but also pay the rent of market rental housing.

Fourth, the extraction of low-income households

For employees with difficult family circumstances, they can also withdraw the housing provident fund after payment. If the employees of the unit are classified as subsistence allowances or difficult assistance, under this condition, they can also withdraw provident fund to subsidize families, but the amount of withdrawal cannot exceed the subsistence allowances or special care.

Five, major diseases can be extracted from the provident fund.

If a family member (not limited to the employee himself) is seriously ill, the employee himself and his spouse may apply for withdrawal of the provident fund. The following two points are needed here:

(1) The application date should be within 1 year from the discharge date;

(two), the amount of application for withdrawal can not exceed the personal burden of hospitalization expenses.