Provident fund reform, plus talents to buy houses experts: the follow-up policy is more relaxed

From delaying the payment of land transfer fees to frequent provident fund reforms, from increasing the number of buyers to delaying the payment of taxes and fees, affected by the epidemic, many policies have been introduced to stabilize the property market, which will help to activate the housing transaction market while "saving enterprises". After combing, the reporter of China Times found that policies such as the reform of provident fund and the overweight of talents buying houses were introduced more frequently. Industry experts believe that the property market can be "stabilized", and it is expected that more relaxation policies will be introduced in the future.

After the Spring Festival, many policies on the property market were introduced.

On the eve of the Spring Festival, the epidemic broke out and a cold winter followed. In order to effectively reduce the flow of people and prevent the spread of the epidemic, many places have issued regulations to temporarily stop housing transactions around June 25. Sales offices in several cities have been temporarily closed, and intermediary companies have also entered a state of suspension. Subsequently, various housing companies have developed online sales platforms to grab sales performance. Although there are frequent transactions in the real estate market, the performance is still worth a touch.

Subsequently, in order to help small and medium-sized enterprises, many housing enterprises issued relevant regulations on "rent reduction". 65438+1On October 28th, Wanda Group announced that from October 24th to February 25th, Wanda Commercial Management Group will implement rent-free and property fee-free policies for all merchants in Wanda Park North Plaza, and it is estimated that the rent will be reduced or exempted by several billion yuan.

Many housing enterprises have taken the initiative to reduce the pressure on small and medium-sized housing enterprises in the field of commercial real estate, such as reducing rents. However, due to the epidemic, their own operations were also hit hard in June 5438+1February. Subsequently, a series of "rescue enterprises" measures were gradually introduced, and the burden on the shoulders of housing enterprises was slightly reduced, and the market may also benefit.

According to the incomplete statistics of the reporter of China Times, more than 50 cities or regions have introduced relevant policies to stabilize the property market. In mid-February, Nanchang, Shanghai, Tianjin, Xi, Hangzhou and other places issued centralized policies, partially clarifying that land transfer fees can be postponed or paid in installments to help enterprises tide over the turnover difficulties.

Provident fund reform, talent purchase overweight

In order to cope with the impact of the epidemic on the real estate market, after the Spring Festival, government departments at all levels have gradually fine-tuned real estate policies, such as extending the payment time of land transfer fees, delaying the repayment of provident fund loans, delaying the payment of taxes and fees, and increasing land supply. Among them, the most frequent is the reform of provident fund and the purchase of houses by overweight talents.

On February 2 1 day, Zhumadian, Henan Province took the lead in reducing the down payment ratio of the first home provident fund loan to 20%, and implemented the housing subsidy policy, increasing the housing provident fund loan amount from 450,000 yuan to 500,000 yuan. On February 23rd, Nanning Housing Provident Fund Management Committee issued a notice on adjusting housing provident fund, which aroused great concern in the industry.

The reporter of China Times learned that Nanning will allow the use of provident fund loans to buy a second home under certain restrictions. Previously, Nanning suspended the issuance of housing provident fund loans to employees and families who purchased second and above houses or applied for second and above housing provident fund loans (except shantytowns and dilapidated houses).

Subsequently, on February 26th, Dongguan issued relevant provident fund policies. It is reported that since March 1, Dongguan has uniformly stipulated that the longest loan period of provident fund loans is 30 years, and the maximum loanable amount will rise by 20%. In this regard, Yan Yuejin, research director of the think tank center of Yiju Research Institute, told the reporter of China Times: "Considering the recent relaxation of provident fund policies in various places, it can be considered that the reform of provident fund will be an important feature of the policy, which will help the follow-up provident fund loans to be active and the housing transaction market to be active."

In addition to the frequent reform of provident fund, recently, talent purchase has also begun to break into people's field of vision. On February 24th, Hangzhou launched eight measures, namely, "attracting talents through war and looking forward to the future". Compared with the national policy, housing subsidies will be provided, and the maximum amount of housing subsidies will reach 8 million. Yan Yuejin believes that talent buying houses and talent renting houses will become a major reform direction, and it is expected that major provincial capital cities in China will continue to raise prices in this field. The introduction of similar talents will also contribute to the increase of housing demand and the active property market in such provincial capitals.

The goal of stabilizing the property market remains unchanged.

Some experts in the industry pointed out that many policies have gradually extended from "saving enterprises" to "saving the market". Recently, with the reduction of emergency response level of COVID-19 epidemic in several provinces, real estate, together with other industries, has gradually entered the stage of returning to work. Although most of the sales offices have not yet opened, more than half of the housing enterprises have resumed work, and the firepower of the business has been concentrated on the sales side.

Huachuang Securities believes that in real estate development, the pneumonia epidemic has a certain negative impact on annual sales, but recently the government's demand for stabilizing the economy has been further strengthened, and fiscal and monetary policies have become more active. The local "one city, one policy" was intensively relayed, and the relaxation signals of the three major policies of economy, finance and real estate were strengthened. It is expected that countercyclical regulation will be further strengthened, and the upward elasticity of valuation under low valuation of the sector will be further enhanced.

Yan Yuejin also believes that with the recent increase in the property market policy, it is expected that there will be more actions to relax the property market policy in subsequent places, which will play a positive role in stabilizing the property market. On February 2 1, the People's Bank of China held a video conference on financial market work in 2020, proposing to maintain the continuity, consistency and stability of real estate financial policies, continue to implement the long-term real estate management mechanism based on the city's policy, and promote the stable operation of the market.