If I invest in this company, I can't take the money out?

Xin' an Evening News Anhui Net Daxie News invested hundreds of thousands, but could not quit. Recently, Ms. Zhou (pseudonym) from Wuhu reported to Xin 'an Evening News, Anhui Net and Dawan journalists that she registered an account on the platform of Anhui Bubuging Financial Information Service Co., Ltd. (referred to as Bubuging) and made an investment. In April 2020, the amount in the account could not be withdrawn. 20021March 10, the reporter learned from the Internet Financial Risk Remediation Office of Shushan District, Hefei that Bu Yingying is currently in the transition stage.

Invested hundreds of thousands, but the funds could not be withdrawn.

"There are more than 250,000 accounts in several platform accounts, but they can't be withdrawn." Ms. Zhou is from Wuhu, Anhui. 20 14 After being introduced, she registered an account on the platform of Anhui Bubuying Financial Information Service Co., Ltd. for investment. "I belong to the lender, register my account on the platform, put the money in, and then I can buy wealth management products on the platform." Ms. Zhou said that when she first came into contact with BBK platform on 20 14, she didn't have much money on hand, so she tried it with a little money and found that the transfer of funds was smooth and the income was good, and then she continued to invest intermittently. "I have been familiar with company personnel for so many years, so I have invested more money." 20 14 to April 2020, Ms. Zhou said that there was no abnormality in her investment in Bubuging platform. However, in April 2020, Ms. Zhou found that the principal and interest that should have been withdrawn at maturity could not be withdrawn from her account to her bank card, which made her suspicious.

"At that time, I asked the employees of the company who usually work with me. The other party said that because of the epidemic, the borrower did not repay in time, so the principal and interest in April could not be paid in time. " Ms. Zhou said that in May 2020, a redemption plan was made step by step, divided into 30 installments, and the principal was returned to the borrower in proportion in 30 months.

I thought I could recover the principal in this way, but Ms. Zhou didn't expect that the principal would not be issued after only 8 months. Up to now, Ms. Zhou has invested more than 250,000 yuan in the platform, but she can't withdraw cash. "This is my family's savings for many years, and now I don't know what to do." Having said that, Ms. Zhou's tone is somewhat anxious and helpless.

The company issued a transformation redemption plan to complete the full payment of the principal within 30 months.

On April 19, 2020, Step by Step Win official website announced the transformation of P2P lending platform, saying that after comprehensive consideration of industry trends, company strength, creditor's rights and assets and other factors, it decided to start the strategic transformation. On May 13, 2020, BBK released a transformation redemption plan, which was paid according to the stock principal (including expired and unexpired) of all products on the platform on a household basis. According to the plan, starting from May 2020, * * * will complete the full payment of the principal in three stages within 30 months, with the payment ratio of 40%, 40% and 20% in turn.

On May 18, 2020, according to the step-by-step disclosure of the confirmation of stock principal rights and interests, the data report shows that the total number of people who should be confirmed by the platform at present is 4042, and the actual confirmed number reaches 74.37%. At present, the total amount of rights and interests to be recognized is 4010.62 billion yuan, accounting for 80.07%.

Complete the eight redemption phases and temporarily suspend the execution of the original "Redemption Plan".

Xin 'an Evening News, Anhui Net and Dawan reporters inquired about the official account of Step by Step Win WeChat, and learned that on 202165438+1October 22nd, the official account of Step by Step Win WeChat released the Announcement of Anhui Step by Step Win on the Progress of Small Loan Companies in Transformation Network and Related Work Arrangements in the Near Future.

It is mentioned in the announcement that since the step-by-step winning platform stopped bidding, it has completed eight payment stages according to the time schedule in the payment plan agreed by the majority of lenders, and has paid off the creditor's rights to the confirmed lenders by more than1.1.300 million yuan. In order to ensure the formulation of the transformation implementation plan (including the plan to repay the stock business) designed by the online microfinance company, the company will temporarily seal all the data of the step-by-step platform to lock in the amount of creditor's rights and debts, and take the end of 65438+February 2020 as the basic point to cooperate with new shareholders and audit institutions to carry out inventory liquidation.

During the settlement period, the original payment plan is suspended, and the planned time is1202 1 on October 22nd to 2021on February 28th. After the expiration of the suspension period, the company will continue to implement the original "payment plan" or continue to pay by purchasing the creditor's rights of the investor (the relevant plan is being formulated). Except for the borrower's off-line repayment, all fund transactions are stopped in the step-by-step repayment account.