What about the house in the sunshine classic? (Nature of property rights)

Whether to write residential or non-residential properties (commercial, commercial and residential, garage, factory, etc.). On the land certificate, it depends on the plan submitted by the developer to the real estate bureau. Your building should be a commercial project, and the nature of the real estate license must be the card number Reed {commercial, commercial and residential, garage, factory building, etc. }

How much do you know about the difference between commercial housing and commercial housing?

Commercial housing refers to residential buildings built on commercial land, which is called commercial housing. For example, a hotel-style apartment with 40-50 years property rights sold in the market is commercial and residential. Commercial housing is an ordinary residence with a property right of 70 years. Property buyers should pay attention to distinguish between commercial housing and commercial housing when buying a house. Due to the different nature of land, the property right of commercial housing is different from that of ordinary commercial housing. I believe that many property buyers will have such doubts when buying a house. What is the difference between commercial housing and ordinary commercial housing? What are its advantages and disadvantages? .

The difference between commercial housing and commercial housing lies in the nature of land use and property rights.

1, different land use years

The service life of commercial residential land is 40-50 years; The service life of commercial residential land is 70 years.

2. The nature of property rights is different.

Commercial housing belongs to ordinary housing and has commodity attributes; Commercial housing belongs to non-ordinary housing. Commercial housing is generally characterized by lower-level commercial outlets and upper-level housing.

Generally speaking, after a developer signs a land use right contract, it cannot change the original planned nature of the land, such as commercial, comprehensive and residential.

However, due to the different market demand, developers can make products with different properties from the original land. For example, building a property with products positioned as residential on commercial land, or building a property with products positioned as commercial on residential land. Although the land nature of the property right certificate finally obtained by buyers is still the land nature of the original land use right certificate, buyers can use the property for other purposes.

Among them, building houses on commercial land is a new practice adopted by developers in recent two years. The reason is that land transfer by agreement is strictly prohibited, which leads to a sharp decline in housing supply and an increase in scarcity. Building an office building on residential land is a "commercial house" that buyers are familiar with (the property right is 70 years, but the product is positioned as an office building, and the construction standard is between residential and office buildings, or it is completely the standard of office buildings).

Advantages and disadvantages of real estate different from the original land use.

Here, the advantages and disadvantages of new residential construction on commercial land are summarized as follows:

Disadvantages mainly include the following points:

1, service life

40 years for commercial facilities and 50 years for office buildings, which is more serious than 70 years for residential buildings.

I understand that the time of property right should be the time of land use right, not the time of housing property right. Because after the house is purchased, the property right of the house belongs to you, but you only have the right to use the land, but there is no ownership, and the land ownership belongs to the state. The state stipulates that the maximum annual transfer period of pure residential land use right is 70 years, and the maximum annual transfer period of commercial land is 40 years. Therefore, it is possible that the house will have only 40 years of land use rights. After 40 years, the state has the right to recover the land and its attachments. 50 years or 70 years, it sounds as if it will have little impact on the current owners, but because the property law does not specify whether the right to use the property on the comprehensive land can be automatically renewed, it is still risky to buy commercial and residential dual-use houses on the comprehensive land. Article 149 of the Property Law stipulates that the right to use residential construction land will be automatically renewed when it expires. The renewal of the right to use non-residential construction land after the expiration of the term shall be handled according to law. The ownership of houses and other immovable property on the land, if there is an agreement, shall be in accordance with the agreement; If there is no agreement or the agreement is unclear, it shall be handled in accordance with the provisions of laws and administrative regulations.

2. Transaction taxes and fees

The deed tax at the time of initial purchase or transfer is charged at 3%, and the residential property is1.5%; If the state levies property tax and land value-added tax, the standard of commercial housing will be higher than that of residential housing.

3. Mortgage method

Most of them cannot apply for provident fund loans, but a few projects can be done with the efforts of developers. For another 40-year or 50-year house, the bank loan can only get 50% or 60% of the mortgage, and the longest loan period is 10 year.

4. Daily living expenses

According to public regulations, water, electricity, heating and other use fees. Commercial prices will be used. Therefore, for property buyers, ask clearly when buying a house. At present, most developers take corresponding remedial measures at the initial stage of development, which can be paid at the civil price.

5, design standards

Design orientation is different. Public buildings are less restricted by orientation, lighting and depth, while ordinary houses have higher requirements.

6. Settlement issues

Unable to move into account

I hope you can understand.