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Xingye Consumer Finance Customer Service Tel: 024-2555-2777

Xingye Consumer Finance Co., Ltd. is a consumer finance company. 2065438+2004 65438+2004 was formally established in Quanzhou Financial Reform Experimental Zone, Fujian Province. This is the first consumer finance company controlled by a joint-stock commercial bank in China, and the first chairman of China Consumer Finance Company since the pilot expansion in 2065438+2004.

10On October 26th, 2022/kloc-0, the registered capital of Xingye Consumer Finance Co., Ltd. increased from RMB 654,380.9 billion to RMB 5.32 billion, an increase of 180%.

Industrial Consumer Finance Co., Ltd. is a joint-stock company established in Quanzhou with the approval of Bank of China Insurance Regulatory Commission (formerly China Banking Regulatory Commission) and Fujian Banking Regulatory Bureau's Reply on the Opening of Industrial Consumer Finance Co., Ltd. (Yin Min Fu Jian No.2014393). Industrial consumer finance was established by Industrial Bank Co., Ltd., Quanzhou Commercial Corporation of Fujian Province (now renamed as Quanzhou Commercial Group Co., Ltd.), Xtep (China) Co., Ltd. and Fucheng (China) Co., Ltd., and was formally established on February 22, 2065438+2004 with a registered capital of 300 million yuan.

After deliberation and approval at the second extraordinary general meeting of shareholders in 20 18, it was decided to change the registered capital to RMB1900,000 yuan.

As a subsidiary controlled by Industrial Bank, one of the top 20 banks in the world, Industrial Consumer Finance is committed to improving the consumption power and quality of life of domestic residents and helping the development of the real economy. Industrial consumer finance adheres to the initial intention of inclusive finance, and provides modern consumer financial products for people who cannot fully enjoy the traditional bank loan services. By the end of 20021,the company's exhibition area has covered more than 50 major economically developed cities in China, and its scale, quality and efficiency are in the leading position in the industry. Appraised by China Chengxin International Credit Rating Committee, the company's main credit rating and debt rating are AAA.

Xingye Consumer Finance is committed to becoming a leader in consumer finance and an innovator in inclusive finance, constantly deepening the integration of traditional experience and emerging technologies, creating the core competitiveness of financial technology that runs through all aspects of customer acquisition, risk control and operation, with leading service quality and efficiency in the industry.

On February 22nd, 2002112, Industrial Consumer Finance Co., Ltd. officially celebrated its seventh anniversary. In the past seven years, Industrial Consumer Finance has relied on the advantages of the parent bank Industrial Bank's comprehensive financial group, led the development of enterprises with high-quality party building, and kept in mind the initial intention of "becoming a consumer finance leader and an innovator in inclusive finance", and made steady progress in high-quality development, making positive contributions to the cause of inclusive finance. At present, the company has issued a total of 654.38+09 billion yuan of consumer loans and served more than 654.38+04 million customers, achieving a steady growth in scale and efficiency.