Beijing housing process?

1. Prepare to buy a house: to buy a house, you must first estimate your actual purchasing power according to the financial strength and repayment ability, and determine the location, area, price, floor and orientation of the house according to the needs of work and life.

2. Housing selection: This link is a continuation of the preparatory work, which can be inquired from newspapers, television, internet or related real estate websites. Property buyers need to integrate the advantages of the three major media and comprehensively and carefully examine the housing information.

3. On-the-spot house inspection: House selection is a highly technical job. Before choosing a house, you should know the basic knowledge of floor area ratio, greening rate, pool and apartment type. If you buy an existing house, you can intuitively see the structure and apartment type of the house, but if it is an auction house, you can only choose the house based on the apartment type map. At this time, buyers must learn to look at the floor plan.

4. Negotiation and signing: After the target is determined, enter the negotiation stage of substantive contact with the seller. Negotiating and signing a sales contract is an important link in the process of buying a house. Both buyers and sellers should put their rights and obligations into words, especially the key terms such as the area of the house, payment method and property status.

5. Handling loans: comprehensively consider the loan amount and duration. According to their own financial resources and various conditions of the house they bought. Intermediary companies should assist in handling loan procedures in accordance with relevant bank regulations.

6. Transfer of property rights: the name of the original seller should be changed to the name of the new buyer. Relevant materials need to be prepared under the guidance of the intermediary company, and then the warrant personnel will assist in the formalities of property right transfer.

7. Check-in: Since then, I have lived a life of monthly mortgage repayment. When you move in, you must pay the water, electricity, gas, cable TV, heating and property fees of the purchased house, and both the buyer and the seller and the intermediary company must sign the property handover form for the record.

Matters needing attention in buying a house

1. Define the goal of buying a house and choose a suitable building according to your actual situation.

2. Pay attention to the down payment when buying a house: after determining the real estate to buy, you must know how much the down payment is, allocate your income and expenses reasonably according to the down payment, and make full preparations for the down payment of the house.

3, screening their own scope of buying a house: property buyers should choose according to the traffic and business circle near the real estate, and see whether the traffic and life are convenient. In fact, whether buying a second-hand house or buying a new house has its own advantages and disadvantages. Relatively speaking, the matching of second-hand houses is relatively mature and the price is relatively low; The new house will be more comfortable to live in and the return on investment will be higher in the future.