Do I need to transfer the maintenance fund to buy a second-hand house?

Many people think that buying a second-hand house does not require a transfer maintenance fund. As long as they get the real estate license, the maintenance fund is already their own. However, in fact, to buy a second-hand house, should the maintenance fund be transferred? What is the transfer process for handling maintenance funds?

Do I need to transfer ownership to buy a second-hand housing maintenance fund?

Not long ago, a bank handled a public maintenance fund inquiry card, which caused an uproar. Many owners who buy second-hand houses cannot get the inquiry card on the spot. According to the regulations of the Municipal Construction Committee, the owner needs to go through the transfer procedures of public maintenance fund with the original house.

The Measures for the Administration of the Use of Public Maintenance Funds for Residential Buildings stipulates that "the maintenance funds shall be used exclusively for the maintenance of facilities and equipment used in residential buildings after the warranty period expires". In other words, the right to use the money does not belong to the individual owner, nor does it belong to the right to control it. In this case, isn't it necessary to "transfer"?

1. When most second-hand houses are sold, the transfer of public maintenance funds has been stipulated in the contract. Intermediaries and lawyers also believe that the maintenance fund does not need to be transferred separately. I believe that more than 90% of buyers don't know or even realize this regulation.

2. The transfer policy of second-hand housing maintenance funds requires buyers and sellers to appear at the same time, which is obviously difficult to implement, and it is obviously unrealistic for owners who have bought houses for some years to have the original and copy of the special receipt for maintenance funds.

3. Buy a second-hand house and there is no transfer maintenance fund. The final result is likely to be that the real owners don't know the purpose of their own community maintenance fund, and the maintenance fund will be chaotic when it needs to be replenished.

What is the transfer process of buying a second-hand house maintenance fund?

1. Go to the front desk for preliminary examination, print the contract (for tax purposes, quote the guide price), and provide the ID cards, marriage certificates and property certificates of the buyer and the seller.

2. In the file query window, the seller himself shows his ID card and property right certificate, and fills in the form to query by number.

3. Tax declaration: one copy of the real estate license, marriage certificate, ID cards of both parties and a copy of the contract, which should be handled at the main service desk on the first floor (the originals of the above documents should be presented at the same time) to check the information. If there is a notarial certificate, a copy of the trustee's ID card shall be submitted.

4. Show the property right certificate, ID cards of the buyer and seller, marriage certificate and original contract at the delivery window, and receive the delivery notice.

5. Pick up the car notice at the car pick-up window and get the maintenance fund ticket at the front desk. After paying taxes, the buyer only needs to show his ID card, fill in the delivery confirmation form, print a new title certificate and post the tax payment certificate to the window.

Buying a second-hand house about the transfer of maintenance funds has caused a strange phenomenon now. The owners living in this community have no right to ask about the public maintenance fund. I hope more people will call on the government to standardize and seriously solve the problem of public maintenance fund for second-hand houses.

(The above answers were published on 20 17-0 1-09. Please refer to the actual situation for the current purchase policy. )

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