Xi strengthening housing purchase restriction measures

On August 30th, Xi issued a notice on further promoting the stable and healthy development of the real estate market. It is mentioned that families can only buy a second set of commercial housing in the restricted area after they have settled in Xi for three years. Class E talents who have been approved to pay social insurance or personal income tax 12 months continuously in our city can buy commercial housing in the restricted area. If the husband and wife divorce, the family owned two or more sets of commercial housing in the restricted area before the divorce, and neither party may purchase commercial housing in the restricted area within one year after the divorce.

The following is the full text:

People's governments of all districts and counties, departments and institutions directly under the Municipal People's Government:

In order to thoroughly implement the decision-making arrangements of the CPC Central Committee and the State Council, adhere to the positioning that houses are used for living, not for speculation, and strive to stabilize land prices, housing prices and expectations, with the consent of the municipal government, we hereby notify the relevant matters concerning further promoting the stable and healthy development of the real estate market as follows:

The first is to expand the scope of housing purchase restriction and sale restriction.

(1) Gao Qiao Street and Mawang Street in Fengxi New Town, Xixian New Area are included in the scope of restricted purchases and sales. Xixian New Area Fengdong New City, Fengxi New City, Gao Qiao Street, Mawang Street and the six districts of the city, High-tech Zone, Economic Development Zone, Qujiang New District, Chanba Ecological Zone, International Port Area, Aerospace Base, Lintong District and Chang 'an District implement unified housing sales management policies such as purchase restriction and sales restriction.

(2) Xixian New Area Qinhan New Town, Jinghe New Town, Airport New Town, Fengxi New Town Diaotai Street, Dawang Street, Gaoling District, yanliang district, Huyi District and Aviation Base shall implement a unified housing sales management policy.

Second, strengthen housing purchase restriction measures.

(3) Only after the family has settled in our city for three years can they buy a second set of commercial housing in the restricted area.

(four) approved the introduction of E talents in our city has paid 12 months of social insurance or personal income tax, can buy commercial housing in restricted areas.

(5) If the husband and wife divorce, the family owned two or more sets of commercial housing in the restricted area before the divorce, and neither party may purchase commercial housing in the restricted area within one year after the divorce.

Third, strictly transfer residential land.

(six) to participate in the bidding of commercial housing (commercial and residential) land enterprises must have real estate development qualifications; The same bidding enterprise and its holding company shall not participate in the bidding of the same parcel.

(seven) to strengthen the review of real estate development enterprises to purchase land funds, check the sources of real estate development enterprises to purchase land funds, to ensure that the bidding enterprises to purchase land funds are legal and compliant.

(eight) to optimize the way of residential land transfer, strictly control the premium rate of residential land, and not to increase the actual land price through competitive construction, and not to determine the bidder for land transfer in various ways.

Fourth, strengthen the financial management of real estate.

(9) Strictly manage the "three-line and four-file" financing of real estate enterprises and the centralized management of real estate loans of financial institutions, strictly examine the sources of down payment funds for buyers, and prevent consumer loans, business loans and credit loans from flowing into the real estate market in violation of regulations.

(10) Guide commercial banks and other institutions to comprehensively consider factors such as asset-liability structure, credit policy and industrial policy requirements, reference price of regional second-hand housing transactions, and rationally issue housing loans to effectively prevent real estate financial risks.

Five, improve the construction of housing security system

(eleven) to speed up the development of affordable rental housing, improve the housing security system with public rental housing, affordable rental housing and * * * property housing as the main body. We will increase policy support for land, finance, taxation and finance, and guide the realization of a new situation of multi-subject investment and multi-channel supply. Adhere to the principle of small apartment and low rent, effectively expand the housing security capacity, promote the balance between occupation and residence, and do our best to help new citizens, young people and other groups alleviate housing difficulties.

Sixth, standardize the order of the real estate market.

(12) In accordance with the requirements of the Notice of the Ministry of Housing and Urban-Rural Development and other eight departments on Continuing to Rectify and Standardize the Order of the Real Estate Market, strengthen the coordination of municipal departments, consolidate the main responsibilities of districts, counties and development zones, focus on solving outstanding problems in real estate development, housing sales, housing leasing, property services and other fields that are strongly reflected by the people and highly concerned by the society, continue to carry out rectification, and gradually realize a marked improvement in the order of the real estate market.

This notice shall come into force as of the date of promulgation. If the original relevant provisions are inconsistent with this notice, this notice shall prevail.

General Office of Xi Municipal People's Government

202128 August

1. What is the purpose of issuing the Notice on Further Promoting the Stable and Healthy Development of the Real Estate Market (hereinafter referred to as the Notice)?

The main purpose of the notice is to thoroughly implement the central government's positioning spirit of "housing and not speculating", earnestly fulfill the main responsibility of real estate regulation and control cities, improve the accuracy of regulatory policies and measures, and promote the stable and healthy development of the real estate market in our city. The circular puts forward 12 measures from six aspects: expanding the scope of housing purchase restriction, strengthening housing purchase restriction measures, strictly transferring residential land, strengthening real estate financial management, improving the construction of housing security system, and standardizing the real estate market order. Through the comprehensive use of administrative, land, financial and other real estate control policy tools, the two-way adjustment of supply and demand is implemented, and efforts are made to achieve the goal of stabilizing land prices and housing prices and expectations.

Second, after the issuance of the Notice, what adjustments have been made to the scope of real estate regulation in Xi?

The notice clearly stated that Gao Qiao Street and Mawang Street in Fengxi New Town, Xixian New Area will be included in the scope of housing purchase restriction and sales restriction, and unified housing sales management policies such as purchase restriction and sales restriction will be implemented throughout the city. Xixian New Area Qinhan New Town, Jinghe New Town, Airport New Town, Fengxi New Town Diaotai Street and Dawang Street will implement a unified housing sales management policy with Gaoling District, yanliang district, Huyi District and Aviation Base.

After the policy adjustment, the housing "restricted purchase and sale" areas in our city include: weiyang district, Xincheng District, beilin district, Lianhu District, Baqiao District, Yanta District, High-tech Zone, Economic Development Zone, Qujiang New District, Chanba Ecological Zone, International Port Area, Aerospace Base, Lintong District, Chang 'an District and Xixian New Area Fengdong New City.

3. After the "Notice" is issued, what adjustments have been made to the policy of purchasing a second set of commercial housing for households with registered residence in this city?

In order to give priority to the first home purchase demand of residents' families, according to the provisions of the Notice, families who have settled in our city and have newly settled in the "restricted purchase and sale" area must buy a second set of commercial housing (including new commercial housing and second-hand housing, the same below) from 0: 00 on August 3 1 day, and must settle for three years.

Families who have settled in our city for three years to buy commercial housing are not affected by the above provisions.

4. What adjustments have been made to the approved talent purchase policy?

In order to ensure the housing demand of imported talents for employment and entrepreneurship in our city, from 0: 00 on August 3 1 day, 20265438, those who have been approved to introduce E talents to buy commercial housing in the housing "restricted purchase and sale" area shall provide relevant certification materials for talent identification, and pay social security continuously in this city for reasons such as job changes 12 months (excluding social security for flexible employees and urban and rural residents)

Approved introduction of A, B, C and D talents to purchase houses is not affected by the above provisions. 20021August 3 1 August 31August 3/August 3/August 3/August 3/August 3/August 3/August 3/August 3/August 3/August 31August 3/August 3/August 3/August 3/August 3/August 3/August 3/August 3/August 3/August/August 3/August/August 3/August 3/August/August 3

5. What are the rules for divorced people to buy commercial housing?

The policy stipulates that "if the husband and wife divorce, the family has two or more sets of commercial housing in the restricted area before the divorce, and neither party may purchase commercial housing in the restricted area within one year after the divorce".

Among them, "divorced couples" refers to families divorced at 0: 00 on August 30, 20265438+0: 00 on August 30, 20265438, subject to the registration date of divorce certificate or the date determined by effective legal documents. If you remarry after divorce, the housing purchase restriction policy will be implemented with the new family as the unit. Before 0: 00 on August 3, 20021year, if the divorce registration formalities have been completed, the original policy shall prevail.

Six, has entered the commercial housing intention registration, signing the purchase agreement and other procedures. Is the New Deal applicable?

In order to ensure the smooth convergence of policies and not affect the completion of purchase procedures for households who have entered the purchase procedure, the following two situations are implemented according to the original purchase policy:

1.2021August 3 1 day before 0: 00, has signed up for the registration of purchase intention of commodity housing projects, and entered the procedures of lottery, house selection and contract signing;

2.2021August 3 1 day before 0: 00, the house purchase agreement has been signed and the house price (including deposit and down payment) has been paid, and the house purchase conforms to the housing purchase restriction policy in the corresponding period, and information such as bank transfer vouchers (excluding cash payment) of the parties can be provided.