How does the property purchase community public * * regional liability insurance?

How to buy real estate? Public liability insurance in the community, contact the insurance company that provides public liability insurance.

Sign an insurance contract and pay the insurance premium

Usually, for example, Pacific Insurance has this kind of insurance.

Specifically, I suggest you contact the property management association in your area and ask which companies provide it and which insurance companies have better credit records.

Why do property companies buy community liability insurance? For example, vehicles charged for vehicle storage fees scratch in the community, street lamps are damaged or the ground is slippery, rain and snow weather, residents fall due to construction and maintenance (except for force majeure factors), elevator accidents, car accidents, etc., which can transfer the risks in the daily management of property to insurance companies, avoid contradictions and economic disputes between owners caused by emergencies in the normal management of property companies, and contribute to the normal management of property companies. It also saves a lot of compensation costs for property companies.

Is there any responsibility for property leakage in public areas? As long as it is caused by facilities in public areas, the property is responsible. You can reflect with the property and negotiate with the property.

Property public * * * danger liability insurance in property services refers to the objective insurance demand in property management enterprises. Property management liability insurance mainly has the following functions:

( 1)? Can resist unexpected misfortune. In the insurance area under the jurisdiction of the property management company, if an accident occurs due to the management negligence or fault of the property management company, you can get certain economic compensation to help the victims get out of trouble quickly. ?

(2)? We can urge property companies to improve their systems and services. By taking out property insurance, we can help property companies to make clear their economic compensation responsibilities, so as to urge property companies to regularly check the safety of their facilities and provide a safer and more comfortable environment for residents in the community. ?

(3)? Can promote social stability. By taking out property insurance, we can reduce management disputes caused by the responsibility of property companies or some no-fault liabilities, effectively resolve conflicts and eliminate unstable factors.

Hope to adopt

How much is the liability insurance for public facilities, devices and public areas in the property community? How to calculate? Generally, it is 1% of the annual property fee.

According to your insurance coverage and amount, the price is different.

What kind of liability insurance can I buy for real estate? 1. What is property management liability insurance?

Property management liability insurance means that insurance companies collect insurance premiums from property management companies, and bear the economic compensation liability for personal injury or property loss caused by the negligence or negligence of the property management companies participating in property management liability insurance according to law.

2. What are the contents of property management liability insurance?

1, insurance project

Property managers who have registered in the administrative department for industry and commerce and obtained legal qualifications can be regarded as the insured.

2. Mainly responsible for

During the insurance period and within the insurance area, if the insured causes personal injury or property loss to a third party due to negligence, the insured shall be liable for compensation according to law.

3. The litigation expenses agreed by the insurance company in writing in advance.

Necessary and reasonable expenses paid by the insured to reduce or reduce the liability for compensation after the insured accident.

4. Exemption from liability

Intentional behavior of the insured or his representative; Confiscation and requisition by state organs; Shake, move or weaken the support; Losses, expenses and responsibilities caused by air, land, water pollution and other pollution.

The responsibilities assumed by the insured under this agreement without the approval of the relevant departments of * * * and the written consent of the insurer; Personal injury, death and property loss of the insured or its representative and its employees;

How to write the responsibility book (installing sockets in the public area of the community without authorization). You should first understand:

Who installed it;

Where does electricity come from?

What is this socket for?

Wait;

Write after you understand.

How to solve the water leakage in the corridor of a residential area without property? It is necessary for the owner to organize the owner of this building to pay the maintenance fee according to the area.

Or apply to the community neighborhood Committee or street office for coordination of maintenance matters.

Is it illegal to rent a house in a public area? Without the consent of the owner and the approval of the urban construction department, it is undoubtedly illegal for the property to build and rent in public areas.

The property management company is only an enterprise hired by all owners to manage residential property. All acts unrelated to management must be approved by the owner and approved by relevant departments.

The owner has the right to demand demolition.

What information do you need to insure property liability insurance? 1, business license of property management company, type of property management, floor space, number of employees, amount of public liability insurance, and accidents caused by management in recent years.