How long does it take a white family to get a loan from the Agricultural Bank?

The loan from Agricultural Bank will be released within about 15 working days:

It takes about 15 working days from application to loan. Buying a house loan, the whole process takes about 20 jobs, and the buyers and sellers reach an agreement to pay the house purchase deposit: 1 day; Submit loan application and sign loan contract: 1 working day; Property appraisal and third-party guarantee: 1-2 working days.

Bank approval: 5 working days. House transfer, down payment: 1 working day; Pay taxes and get a new real estate license: 4 working days; The bank receives the loan contract and mortgage registration: 3 working days; Bank loan to the seller, property delivery and final payment: 3-5 working days.

Note: 1. The borrower's identity card.

2. Proof of the marital status of the borrower.

3. Proof of the borrower's repayment ability.

4. Proof of down payment for house purchase.

5. The legal and valid house sales contract signed by the borrower and the seller.

6. If there is a * * * borrower, the * * * borrower shall provide identity documents and other relevant supporting documents as required, and fill in the Application Form for Personal Real Estate Loan of Agricultural Bank of China as required.

7. Eligible borrowers shall provide the right to mortgage real estate if they mortgage houses other than the houses they have purchased.