I unconsciously scraped other people's cars in the community. What should I do?

First, the correct way: require the residential property to issue a vehicle scraping certificate, describing in detail the scraping position, the degree of vehicle damage, the time when the scraping occurred and the escape of the third party at that time, and report the case to the insurance company within 48 hours. ?

Second, special reminder: this situation belongs to the escape of a third party. The owner needs the residential property to issue a certificate that the vehicle has been scratched, and bring the driver's license, driving license and insurance card to claim compensation from the insurance company; For accidents with clear responsibilities and complete procedures, the maintenance party can think that the insured pays the maintenance fee in advance and make direct compensation.

Third, the concept analysis: direct compensation means that the maintenance cost of the vehicle is directly paid by the insurance company and the maintenance party. The insured does not need to pay the maintenance fee, but can drive the vehicle away after paying all relevant materials.

Four, the type of accident:

1, minor accident

It refers to accidents that cause minor injuries 1 to 2 people, or property losses caused by motor vehicle accidents are less than 1 10,000 yuan, and property losses caused by non-motor vehicle accidents are less than 200 yuan.

2. General accidents

It refers to an accident that seriously injured 1 to 2 people, or slightly injured more than 3 people, or caused property losses of less than 30,000 yuan.

3. Major accidents

Refers to the accident that caused 1 to 2 deaths, or seriously injured more than 3 people but dissatisfied with 10, or caused property losses of more than 30,000 yuan but less than 60,000 yuan.

4. Extraordinary accidents

Refers to an accident that causes more than 3 deaths, or seriously injures more than 1 1 person, or causes 1 person to die, seriously injures more than 8 people at the same time, or causes 2 deaths, seriously injures more than 5 people at the same time, or causes property losses of more than 60,000 yuan.

Extended data:

legal ground

According to "Regulations for the Implementation of the Road Traffic Safety Law of the People's Republic of China", Chapter V Traffic Accident Handling:

Article 86 If a traffic accident occurred between motor vehicles and between motor vehicles and non-motor vehicles on the road, causing no personal injury or death, and the parties concerned did not dispute the facts and reasons,

Record the time and place of the traffic accident, the other party's name and contact information, motor vehicle number, driver's license number, insurance certificate number, and collision location, and after signing together, leave the scene and negotiate to determine the damage. If a party disputes the facts and causes of a traffic accident, it shall call the police in time.

Article 87 If there is a traffic accident between a non-motor vehicle and a non-motor vehicle or pedestrian on the road, and no personal injury or death is caused, and the basic facts and reasons are clear, the parties concerned shall evacuate the scene first, and then negotiate to deal with the matter of damages. If a party disputes the facts and causes of a traffic accident, it shall call the police in time.

Article 88 If a motor vehicle has a traffic accident, causing damage to roads, power supply, communications and other facilities, the driver shall call the police and wait for treatment, and shall not leave. If a motor vehicle can move, it should be moved to a place that does not hinder traffic. The traffic administrative department of the public security organ shall notify the relevant departments of the accident.

Article 89 The traffic administrative department of the public security organ or the traffic police shall rush to the scene in time after receiving the traffic accident alarm. If there are no casualties and the facts are clear and the motor vehicle can be moved, the parties concerned shall be ordered to evacuate the scene and resume traffic after recording the accident. Those who refuse to leave the scene will be forced to leave.

In the case of a road traffic accident under the circumstances specified in the preceding paragraph, the traffic police may apply summary procedures and issue an accident confirmation on the spot. If the parties request mediation, the traffic police can mediate the dispute over damages on the spot.

If road traffic accidents cause casualties and property losses and require an inquest or inspection of the site, the traffic administrative department of the public security organ shall conduct it in accordance with the work norms of the exploration site. After the site investigation, organize to clean up the site and restore traffic.

Article 90 If a motor vehicle insured with compulsory motor vehicle third-party liability insurance has a traffic accident, and the insurance company needs to pay the rescue expenses for rescuing the injured, the traffic management department of the public security organ shall notify the insurance company.

If the road traffic accident relief fund needs to pay in advance for rescuing the injured, the traffic administrative department of the public security organ shall notify the social relief fund management institution for road traffic accidents.

Article 91 The traffic administrative department of the public security organ shall determine the responsibility of the parties according to the role played by their actions in traffic accidents and the severity of their faults.

Article 92 If a party escapes after a traffic accident, the escaping party shall bear all the responsibilities. However, if there is evidence that the other party is also at fault, the responsibility may be reduced.

If a party intentionally destroys or forges the scene or destroys evidence, it shall bear full responsibility.

Article 93 The traffic administrative department of the public security organ shall make a traffic accident determination within 10 days from the date of on-site investigation. If inspection and appraisal are needed, a traffic accident confirmation shall be made within 5 days from the date when the inspection and appraisal results are determined.

Article 94 If the parties are in dispute over the compensation for traffic accident damage and all parties unanimously request the traffic administrative department of the public security organ to mediate, they shall submit a written application for mediation within 10 days from the date of receiving the traffic accident confirmation.

If a traffic accident causes death, mediation shall begin from the date when the funeral is completed; For injuries caused by traffic accidents, mediation shall be started from the date of the end of treatment or disability; If a traffic accident causes property losses, mediation shall begin from the date of determining the losses.

Article 95 The time limit for the traffic administrative department of the public security organ to mediate the dispute over compensation for traffic accident damage is 10. If an agreement is reached through mediation, the traffic administrative department of the public security organ shall make a mediation document and send it to all parties, and the mediation document shall take effect after being signed by all parties. If the mediation fails to reach an agreement, the traffic administrative department of the public security organ shall make a mediation conclusion and send it to all parties.

The items and standards of traffic accident damage compensation shall be implemented in accordance with the provisions of relevant laws.

Article 96 If a party brings a civil lawsuit to a people's court because of a dispute in traffic accident compensation, the traffic administrative department of the public security organ will no longer accept the application for mediation.

During the mediation by the traffic administrative department of the public security organ, if the parties bring a civil lawsuit to the people's court, the mediation shall be terminated.

Ninety-seventh road traffic accidents other than vehicles, the traffic administrative department of the public security organ shall, after receiving the report, refer to the provisions of the Road Traffic Safety Law and these Regulations.

Traffic accidents between vehicles, pedestrians and trains and traffic accidents at ferries shall be handled in accordance with relevant state regulations.

When driving, try to avoid traffic accidents. Car owners can install wheels on their mobile phones to view illegal apps, and often check the reminders in accident-prone areas. In these warning areas, special attention should be paid to driving safety.

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