What are the safest ways to redeem a building with advance payment?

People usually hear the most about buying a house. Many times, in fact, the handling of real estate matters is far more than that. More often, unexpected things will happen to the house. Now, it is more important to redeem the house. Redemption of houses with advance payment has become a very common method. Is it the safest way to redeem the house with advance payment? How many ways can I redeem the building? The number of times you usually hear about buying a house should be affirmative. Many times, in fact, the handling of real estate matters is far more than that. More often, something unexpected will happen to the house. Now, the most important thing is to redeem the house. Redemption of houses by advance payment has become a very common method, and other methods are not known to more people. So what is the safest way to repay the house in advance? How many ways can I redeem the building?

The safest way to redeem a house through advance payment.

Personal bridge fund advance or enterprise bridge fund advance can be used, and both methods are suitable for everyone. Very safe.

1. Redeem the house in cash

That is, the second-hand house buyer directly entrusts the guarantee company, which advances with its own funds, and the buyer pays off the money to the guarantee company within the time stipulated in the contract. In other words, if cash payment is selected, the guarantee company will provide real money to help the buyer pay in advance, so the service fee charged by the guarantee company will be higher.

2, the amount of the right of redemption

It means that banks must first establish contact with some guarantee companies (usually large guarantee companies with good reputation). Once regarded as a cooperative guarantee company, the bank will give the guarantee company a certain amount of mortgage guarantee, which is specially used for the guarantee company to carry out this business. In other words, with the guarantee company as a guarantee, the buyer of second-hand houses can get a short-term fund from the bank, and then they can use this short-term fund to redeem the building.

There are several ways to redeem a building.

Redemption of real estate is a clause of second-hand housing transaction, that is, the borrower can pay off the loan principal and interest of the mortgaged real estate, cancel the mortgage registration, and renew the real estate license before the real estate can be freely transferred or mortgaged again.

1, transaction foreclosure

In fact, the so-called transaction foreclosure means that the seller's house is still mortgaged in the bank during the second-hand housing transaction. And this kind of house needs to pay off the bank loan before it can be traded.

2. Non-transactional foreclosure

Also called mortgage, the owner's house is mortgaged in the bank, and there are not many loans owed to the bank. The owner hopes to pay off the original loan (that is, the foreclosed house) first, and then mortgage it to the bank to obtain a new loan. Of course, the new loans will definitely be more than the original loans. Because of the low cost of bank funds, many people will be willing to obtain low-interest liquidity in this way.

The above content mainly describes the safest way for me to redeem my house with advance payment? There are several specific ways to redeem the building. Although it is relatively fast at present, there are also many places that are not very safe. Therefore, in the process, we should make clear the advantages and disadvantages, not just look at what a certain news is, but fully investigate all aspects before we can be in a favorable position.