All kinds of expenses that the auction house needs to pay.

The fees paid to the auction house include:

1, registration fee

Before participating in the auction, the buyer needs to pay the registration fee first. The specific cost depends on the area and the value of the house, which is generally between 1000 yuan and 5000 yuan. The registration fee is the bidder's qualification deposit, which can be refunded if the bid is unsuccessful.

2. Bid bond

Bid bond is a sum of money paid by the buyer in the process of bidding to ensure the bidder to fulfill the obligations stipulated by bidding contract. The specific amount depends on the area and the value of the house, generally between 10%-20%. After paying the bid bond, as long as the bidder finally gets the property, this fee can be used to deduct the purchase price.

Step 3 stamp duty

When the house is auctioned by purchase, the buyer also needs to pay stamp duty, which is calculated according to the purchase contract amount, generally ranging from 1% to 1.5% of the total purchase contract amount. Stamp duty is an indispensable expense for buyers when buying a house, which needs to be paid in time during the process of buying a house.

4. Transfer fee

After the house is auctioned by purchase, the buyer still needs to pay the transfer fee. Transfer fees refers to the expenses that buyers need to pay when transferring the ownership of real estate from the original owner to their own name, including the handling fee of property right certificate, registration fee and local education surcharge. The specific cost varies according to different regions, and the average cost is about 1% to 2% of the house price, which needs to be borne by the buyers themselves.

5. Assessment fee and approval fee

When buying a house, it is sometimes necessary to carry out house evaluation and related examination and approval procedures. The appraisal fee is mainly to determine the market value of the house, which is generally paid by the buyers. Examination and approval fee refers to all kinds of examination and approval procedures that buyers may need to pay when handling the transfer. The specific costs are different according to the region and the housing situation, and buyers need to consult relevant departments or professionals.

6. Loan interest and handling fee

If buyers need a loan to buy a house, they need to pay the loan interest and handling fee. Loan interest is the cost that buyers need to pay to borrow from banks, which is calculated according to the loan interest rate and loan amount. The handling fee refers to the fee that the buyer needs to pay for the loan, and the specific fee depends on the bank policy.

7. Property fees and taxes

After the house is auctioned by purchase, the buyers also need to pay daily property fees and taxes. Property fee is the cost of managing and maintaining the property, which depends on the regulations of the property company. Taxes and fees include property tax and local education surcharge. How much depends on regional policies. Buyers need to pay these fees on time every year.

8. Maintenance and decoration costs

After the house is photographed by the way of buying a house, the buyer also needs to pay the maintenance fee and decoration fee. Maintenance costs refer to the costs needed to maintain the normal use of real estate, such as house maintenance and water and electricity maintenance. Decoration fee refers to the cost of renovation or decoration of the property, which depends on the degree and quality of decoration. Property buyers need to reserve a certain amount to pay these expenses according to the actual situation.

The taxes and fees to be paid by the court in auctioning houses are: deed tax 1.5% to 3%, land transfer fee 1%, stamp duty 0. 1%, personal income tax 1%, transaction registration fee 80 yuan, transaction fee 6 yuan per square meter, and auction fee 3%. The auction house's taxes and fees are consistent with the tax return.

To sum up, when buying a house, you should not only follow the correct operation process, but also pay various fees in accordance with relevant regulations.

Legal basis:

Interim Regulations of People's Republic of China (PRC) Municipality on Deed Tax

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The deed tax rate is 3-5%. The applicable tax rate of deed tax shall be determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government within the range specified in the preceding paragraph, according to the actual situation in the region, and reported to the Ministry of Finance of People's Republic of China (PRC) and State Taxation Administration of The People's Republic of China for the record.

Individual Income Tax Law of the People's Republic of China

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Personal income tax rate:

(1) For comprehensive income, the excess progressive tax rate of 3% to 45% shall apply;

(2) The excess progressive tax rate of 5% to 35% shall apply to the operating income;

(3) Income from interest, dividends and bonuses, income from property leasing, income from property transfer and accidental income shall be subject to the proportional tax rate of 20%.