Do houses that cannot be invested need parking spaces?

House and car seem to have become two indispensable things for contemporary young people, and buying a parking space is essential, so many people are struggling whether it is necessary to buy a parking space when buying a house.

When I bought a house and a parking space, Bian Xiao almost listened to the sales. After all, if there is no parking space, it is not convenient to park in the future. However, after listening to the advice of the insiders and calculating an account for me, I realized that buying a car space may not be cost-effective. So, today, let's find out why buying a parking space is not necessarily cost-effective.

Understand the parking space planning first, and then consider "renting a parking space" or "buying a parking space"

When we buy a house, we should find out how many parking spaces are planned in the whole community. This will help us decide whether to buy or rent in the future.

If there are merchants in the community, such as Jingji Riverside Times in Shenzhen, there are three houses, which are also the communities of merchants. The underground parking lot has three floors and more than 2,000 parking spaces, so don't worry about the shortage of parking spaces.

Then we don't need to buy a parking space together when we buy a house. The first reason is that there is not much room for appreciation after buying it. The second is that it will increase our burden. After all, parking spaces are not cheap. In first-tier cities, a parking space is generally more than 800,000.

On the contrary, it will be more cost-effective to choose a parking space. Let me give you an example:

Take second-tier cities as an example, a parking space is about 300,000 yuan, the property right is 40 years, and the monthly rent is about 1 1,000 yuan.

If you choose to rent, you need1.20 thousand a year and 480 thousand in 40 years.

If you choose to buy, you need to pay 300 thousand in one lump sum.

If you think so, it must be a good deal. After all, there is still 1.8 million left. But in the short and long term, I think renting a house is more cost-effective. First of all, if you rent it, you don't have to spend so much money at one time to relieve the pressure. Secondly, we can use the money for financial management. If there are suitable investment channels, you can earn 3,000 yuan a month at the interest rate of 1%, and 2,000 yuan after deducting the rent.

House and car seem to have become two indispensable things for contemporary young people, and buying a parking space is essential, so many people are struggling whether it is necessary to buy a parking space when buying a house.

When I bought a house and a parking space, Lao Du almost always listened to sales. After all, if there is no parking space, it is not convenient to park in the future. However, after listening to the advice of the insiders and calculating an account for me, I realized that buying a car space may not be cost-effective. So, today, let's find out why buying a parking space is not necessarily cost-effective.

Understand the parking space planning, and then consider "parking space" or "parking space"

When we buy a house, we should find out how many parking spaces are planned in the whole community. This will help us decide whether to buy or rent in the future.

If there are merchants in the community, such as Jingji Riverside Times in Shenzhen, there are three houses, which are also the communities of merchants. The underground parking lot has three floors and more than 2,000 parking spaces, so don't worry about the shortage of parking spaces.

Then we don't need to buy a parking space together when we buy a house. The first reason is that there is not much room for appreciation after buying it. The second is that it will increase our burden. After all, parking spaces are not cheap. In first-tier cities, a parking space is generally more than 800,000.

On the contrary, it will be more cost-effective to choose a parking space. Let me give you an example:

Take second-tier cities as an example, a parking space is about 300,000 yuan, the property right is 40 years, and the monthly rent is about 1 1,000 yuan.

If you choose to rent, you need1.20 thousand a year and 480 thousand in 40 years.

If you choose to buy, you need to pay 300 thousand in one lump sum.

If you think so, it must be a good deal. After all, there is still 1.8 million left. But in the short and long term, I think renting a house is more cost-effective. First of all, if you rent it, you don't have to spend so much money at one time to relieve the pressure. Secondly, we can use the money for financial management. If there are suitable investment channels, you can earn 3,000 yuan a month at the interest rate of 1%, and 2,000 yuan after deducting the rent.

Is the parking space the right to use or the property right?

Also, when buying a parking space, remember to ask the property consultant whether the parking space is the right to use or the property right. We are free to buy and sell property rights. And the right to use, when changing hands, may also need the assistance of real estate transfer, and the price of changing hands must not be high.

Is the parking space "free" or "purchased separately"?

Looks the same, the difference is that the down payment and mortgage will be very different.

If it is a gift, we will pay less down payment, but more monthly payment. If you buy it separately, you have to add a full parking space, so the down payment pressure will be very heavy, but the monthly payment will be less.

Also, remember to ask if the parking space is built in the pool area. Because the public part is shared by all the owners, but the property is "dirty" and always wants to charge the owners.

In short, you must think more and know more before buying a parking space. I have a friend who bought 200,000 parking spaces at first, but later found that the rent was only 400 yuan a month, and there were many parking spaces in the community. He regrets it until now.

Also, when buying a parking space, remember to ask the property consultant whether the parking space is the right to use or the property right. We are free to buy and sell property rights. And the right to use, when changing hands, may also need the assistance of real estate transfer, and the price of changing hands must not be high.

Is the parking space "free" or "purchased separately"?

Looks the same, the difference is that the down payment and mortgage will be very different.

If it is a gift, we will pay less down payment, but more monthly payment. If you buy it separately, you have to add a full parking space, so the down payment pressure will be very heavy, but the monthly payment will be less.

Also, remember to ask if the parking space is built in the pool area. Because the public part is shared by all the owners, but the property is "dirty" and always wants to charge the owners.

In short, you must think more and know more before buying a parking space. I have a friend who bought 200,000 parking spaces at first, but later found that the rent was only 400 yuan a month, and there were many parking spaces in the community. He regrets it until now.

The key is that you invest it. Look, the parking space over there is tight. If you are nervous, then having a parking space will definitely help the sale of the house, and parking spaces can earn a little. If the parking space is not tight, it is meaningless to buy a parking space, which takes up your funds and may not necessarily appreciate if the parking space is sold.