I'm from Liaoning, and I came to Nanchong, Sichuan for work. I want to buy a house in Nanchong.

Pay attention when buying a house: 1. Pay attention to the legality of the purchased property: the auction house must have five certificates and the existing house must have a property certificate.

2. Loan eligibility. Where the purchase of various types of commercial housing, housing reform, housing, housing are within the scope of loan support. In addition, residents who decorate their own houses can also borrow money to buy them.

3. Calculate the wallet. According to the individual housing loan method, the housing loan does not exceed 80% of the house price, and if it is a provident fund loan, it may be 90%. The more loans the better, and the less down payment the better. Of course, all this should be controlled within your debt capacity. Borrowers should be determined according to their own income. Generally speaking, the borrower should be able to guarantee the most basic living expenses and necessary expenses after monthly repayment. For ordinary families, the proportion of surplus income to the total monthly income of families should be within 30%-50%. Nanchong's current loan is not very good. Unless real estate companies cooperate with banks, real estate companies can get loans more smoothly.

Pay attention to the location, orientation, structure, building quality, supporting facilities and property management of the house. Then there is whether the formalities of the director are complete, and the time for handling the real estate license and land certificate should be indicated in the purchase contract.

In addition to the above considerations, it is also very important to pay attention to the legality of second-hand houses, so as to prevent one room from being sold more, and you will not get legal property rights and cause losses.

I have been engaged in second-hand housing transactions in Nanchong for many years. I hope I can serve you.