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Is the "one card" of China Merchants Bank a debit card? What advantages does it have over other cards?

Hello, a card is a debit card

All-in-one card has the following functions: multi-account, universal deposit and withdrawal, ATM withdrawal, merchant consumption, telephone banking, securities transfer, agreement deposit, automatic deposit, self-service transfer, self-service deposit, agency business, IP and long-distance service, loan financing, self-service payment, inquiry, online payment, securities business, online remittance, mobile banking, online banking professional edition, Shenzhouxing recharge and so on.