How to manage family finance?

First of all, big fund management.

1, deposited in the bank with a deposit period of more than 5,000 yuan 1-2 years;

2, the purchase of real estate, more than 65438+ 10,000-200,000 can consider the down payment to buy a house;

3. Invest in the stock market, and invest in stocks at an appropriate time when the stock market price is low.

Second, small capital management.

1, fixed fee management:

(1) The cost of daily necessities is limited, such as 1000 yuan per month. Analyze the surplus and consider whether to improve the food;

(2) Water, electricity, telephone, property management, cost limitation and surplus analysis, considering whether to save energy and reduce consumption.

2, no fixed cost management:

(1) The purchase of clothes, children's toys and snacks shall be subject to the monthly ceiling management.

(2) Children's education, tuition and entertainment investment shall be subject to annual ceiling management.

(3) Investing in family travel and buying household appliances. , the implementation of the annual maximum management.