My friend is already in business, so I'll reinvest. How will the profits be distributed? Good solution, I don't mean the score! )

This kind of problem, if you simply lend him money, you will feel psychologically unbalanced when you earn it; If you invest directly, there are risks.

As far as enterprises are concerned, if investors feel that the prospects are uncertain, they can adopt such an approach: treat investment as a loan, agree on a certain interest, and retain equity. For example, if you lend him 200,000 yuan, the agreed interest will be calculated according to the bank 1 year deposit interest. At the same time, you have the right to exchange shares in a certain proportion within two years, such as 40% (because your risk is much smaller, you also get a small proportion of 200 thousand). If you earn it, you will exchange it for shares and enjoy the profit. If you lose money, you should take it as a loan and ask for principal and interest.

As an individual, it depends on personality. If friends are very kind and reasonable, it is also feasible to talk in the above way. However, if the feelings are average, or it is difficult to understand this practice, it may seem too utilitarian and calculating, which may hurt feelings a little, depending on the specific situation.

Business partners, big or small, may still look at people.

In addition, if it is a partnership, it must be agreed that one party is the main one, and the other party will not interfere in the operation too much, and absolutely trust the operator. Otherwise, it's easy to tear your face.