Can I withdraw the housing accumulation fund by paying the property fee?

It needs to be determined according to the local housing provident fund policy.

First, understand the housing provident fund policy

First of all, the applicant needs to know the housing provident fund policy in the region, including the provisions on extraction conditions, extraction quota and extraction process. You can consult the relevant policy documents, consult the housing provident fund management department or log on to the relevant website for inquiry.

Second, confirm the extraction conditions of property fees

After understanding the housing provident fund policy, the applicant needs to confirm whether it meets the conditions for property fee extraction. Under normal circumstances, the conditions for the extraction of property fees may include: the applicant has continuously paid the housing accumulation fund for a certain number of years, and the housing under the name of the applicant or his family members has the need to pay property fees. The specific situation needs to be determined according to local policies.

Third, prepare relevant materials.

On the premise of meeting the conditions of property fee extraction, the applicant needs to prepare relevant materials before applying for extraction. These materials may include: proof of identity, proof of deposit of housing provident fund, proof of payment of property fees, proof of real estate, etc. The applicant shall ensure that the materials provided are true, complete and accurate.

Fourth, submit an application for withdrawal.

After the applicant has prepared the relevant materials, he can submit the application materials to the relevant departments according to the requirements of the local housing provident fund management department. The submission method can be online or offline, and the specific method needs to be determined according to local policies.

Verb (abbreviation of verb) is waiting to be examined and extracted.

After submitting the application, the applicant needs to wait for the review of the housing provident fund management department. After examination and approval, the applicant can withdraw the housing provident fund to pay the property fee in the prescribed way. The withdrawal method can be directly transferred to the bank account designated by the applicant or paid by other means.

To sum up:

Housing provident fund can be withdrawn by paying property fees, but the specific feasibility needs to be determined according to the local housing provident fund policy. Applicants need to understand the policy, confirm the extraction conditions, prepare relevant materials, submit applications, and wait for review and extraction. In the application process, the applicant shall ensure that the materials provided are true, complete and accurate, and abide by the relevant regulations.

Legal basis:

Regulations on the administration of housing provident fund

Article 24 provides that:

In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

Regulations on the administration of housing provident fund

Article 25 provides that:

If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.