What is the difference between a village committee building a building and a small property right house?

There is not much difference between the unified building of the village Committee and the small property right house. The unified building of the village Committee is a small property right house. If you buy a small property right house and can't get the property right certificate, it is difficult to protect the interests of buyers. And if the house is demolished later, it is difficult for the buyers to get corresponding compensation.

What are the risks of buying a small property right house?

1, property rights of small property houses are not guaranteed: property rights of small property houses are not guaranteed. Because there is no land use certificate and pre-sale permit issued by the state, there is no national property right certificate, only the collective land use certificate of the township government or village Committee, that is, the homestead certificate. Do not enjoy the right of ownership, transfer, disposition and benefit to the house, and cannot go through the formalities for the transfer of house property rights.

2. Small property houses cannot make bank loans and mortgage loans: because small property houses are not filed and there is no real estate license, banks will not issue loans to small property houses. Property buyers must pay the full amount if they want to buy a small property right house. Not only can you buy a house, but you can't get a loan. Even if you buy a house, you can't use it as a mortgage to get a bank loan.

3. Small property houses may face the risk of being demolished: if small property houses are built illegally, they are likely to be demolished once they conflict with national planning, and the interests of buyers are difficult to be guaranteed.

4. The quality and safety of small property houses cannot be guaranteed: in addition, the quality and safety of small property houses cannot be guaranteed. Because many small property developers will cut corners in order to make money, there are hidden dangers in quality and safety. This kind of house is generally developed in the village where the land is located. In addition to the housing quality and after-sales warranty is difficult to guarantee, the property management after occupancy is also very prone to problems.