The private house in Bai Di Village, Zhangmutou, Dongguan was bought by mortgage. Can I make a mortgage? How to calculate the new house transaction tax?

Hello, I am glad to answer your question about the private residential area in Bai Di Village, Zhangmutou.

The private house in Bai Di Village of Zhangmutou is a house bought by mortgage, which can be handled through a loan company. Because if the private house in Bai Di Village of Zhangmutou is mortgaged in the bank, the bank will not accept the second mortgage. After the house in Bai Di Village of Zhangmutou is mortgaged, it can be mortgaged twice.

The taxes and fees for new house transactions in Bai Di Village of Zhangmutou include deed tax, maintenance fund and property management fee. Deed tax for private houses in Bai Di Village, Zhangmutou: the deed tax to be paid for buying a new house is 3-5% of the total house price (the tax rate varies in different provinces, municipalities and autonomous regions), and the average commercial house is halved, that is, 1.5-2.5%. Bai Di Village Private House Maintenance Fund of Zhangmutou: It is charged according to the construction area multiplied by a certain amount. Private property management fee in Bai Di Village, Zhangmutou: Pay after the house is delivered, and the specific grade rate shall be implemented according to the regulations of the local price department.

The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!