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Is the headquarters of Sunshine Insurance in Beijing?
Sunshine Insurance Group Co., Ltd. is one of the seven insurance groups in China and one of the top 500 enterprises in China. Established in 2005 by large enterprise groups such as China Petrochemical Group, China Southern Airlines Group, China Aluminum Company, Sinotrans Changhang Group Co., Ltd. and Guangdong Electric Power Development Co., Ltd., with a registered capital of 6.56 billion yuan. The shareholders of the company are strong, involving a wide range of industries, and the shareholding structure is reasonable, which conforms to the modern enterprise system. It owns many professional subsidiaries such as Sunshine Property Insurance Co., Ltd. and Sunshine Life Insurance Co., Ltd.
Introduction to insurance basics
Insurance refers to the behavior that the applicant pays the insurance premium to the insurer according to the contract, and when the insured dies, is disabled and reaches the age and time limit agreed in the contract, the insurer shall be liable for the property losses caused by the possible accidents agreed in the contract.
The insurance market is a place where insurance is bought and sold, that is, both parties sign insurance contracts. It can be a centralized tangible market or a decentralized intangible market.
According to the different subject matter of insurance, insurance can be divided into two categories: property insurance and personal insurance.
Property insurance refers to insurance with property and its related interests as the subject matter, including property loss insurance, liability insurance, credit insurance, guarantee insurance and agricultural insurance. It is a kind of compensatory insurance with tangible or intangible property and its related interests as the subject matter of insurance.
Personal insurance is an insurance with human life and body as the subject matter. When people suffer unfortunate accidents or lose their ability to work, become disabled, die or retire in old age due to illness or old age, according to the insurance contract, the insurer pays insurance money or annuity to the insured or beneficiary to solve their financial difficulties caused by illness, disability, old age and death.
According to the direct legal relationship with the insured, insurance can be divided into original insurance and reinsurance. The insurance behavior between the insurer and the applicant is called original insurance. The insurance behavior between insurers is called reinsurance.
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