Secret: Do you know the top ten fouls of affordable housing?

Affordable housing is the housing that the government organizes real estate development enterprises or fund-raising housing units to sell to urban low-income families at a relatively low profit price. This is a policy arrangement to solve the housing problem for low-income people, but there are many tricks in actual operation. If you want to know what they are, you should go with Bian Xiao to find out:

Affordable housing fouls 1, attracting countless investors.

The price limit policy makes the price of affordable housing community about 2,000 yuan lower than the average price of commercial housing in the same region, and some areas even have a price difference of 3,000 yuan to 4,000 yuan, which brings investors broad profit space. Although it is currently stipulated that 10% of the comprehensive land price should be paid according to the initial purchase price when selling affordable housing, this 10% still cannot destroy the "good investment performance" of affordable housing. In the second-hand market and rental market, affordable housing still has an innate price advantage.

Affordable housing foul 2, housing quality is difficult to guarantee.

The government stipulates that the profits made by developers from affordable housing should not exceed 3%. Is that really the case? At present, the publicly available profit generally recognized by Beijing developers is 20%~25%. But in fact, this figure is mixed with a lot of water, and some developers acquiesce that profits can sometimes reach 40% or more. Only a fool would develop affordable housing. However, one after another, affordable housing in Beijing can only show that the profit of affordable housing is not so low. Then, in the process of developing affordable housing with limited land, price and even profit, developers can only improve the profit space by reducing the construction cost, and the housing quality will not be so guaranteed. Is it terrible? That's the truth.

Affordable housing foul 3, the community is full of cars.

According to a survey, Passat and Accord are the mainstream in the field of affordable housing. It's not a fable, or many affordable housing owners with "annual family income not exceeding 60,000 yuan" have their own private cars. In an affordable housing community in Beijing, the planned ratio of total number of households to parking spaces is 5∶ 1, but after moving in, I was surprised to find that the biggest problem in this community is the difficulty in parking. Car owners who come home every day are faced with the test of "grabbing parking spaces" and "missing needles", and they have all developed some advanced parking skills. The basic cars in the community are full, and almost all the parking spaces are full, so there are still many private cars that are forced to park outside the community. Does this mean that this phenomenon should appear in the affordable housing community to solve low-income families?

Affordable housing foul 4, proof of income is easy to get.

The Interim Provisions on Issues Related to the Purchase of Affordable Housing by Urban Residents in Beijing clearly stipulates that only those whose annual household income is less than 60,000 yuan can buy affordable housing. It is understood that at present, most buyers of affordable housing in Beijing earn more than 60,000 yuan a year. In order to obtain the qualification of purchasing affordable housing, property buyers generally adopt the countermeasures of forging income certificates. It is not difficult to forge proof of income. First of all, developers are happy that more people are eligible to buy. Secondly, even if there is a purchase qualification published online, it is not very effective for exposing counterfeiting. Modern people don't mind their own business.

Affordable housing foul 5, transferred to outsiders.

Although Beijing stipulates that you must have a Beijing hukou to buy affordable housing in Beijing, a considerable part of affordable housing in Beijing is still in the hands of foreigners. A foreign buyer said, "I can find a friend with a Beijing hukou, buy it in his name and then transfer it to others." Although there are restrictions on the transfer of ownership, it has not been completely sealed, and there is still a lot of room for operation, which may be more troublesome than the previous procedures. "

Affordable housing foul 6, buy a house in line for three days.

Queuing to buy affordable housing has become a landscape in Beijing. The team is great. It is said that queuing for three days and three nights is nothing new. In the scorching sun and the scorching heat, thousands of people lined up for miles. Some people set up tents day and night, and even fight to hurt the old and weak. It's really weird. So some professional households lined up. If you hire people to queue up in 50 yuan for a day or 100 yuan, even if you queue up for a few months, it will only cost several thousand yuan, which is really a piece of cake compared with the money saved. The queue also discharged a group of "number bugs", and a room number cost tens of thousands or even hundreds of thousands of yuan.

Affordable housing fouls 70,000 to 60,000, and can't afford to buy a house.

The most ridiculous thing in the purchase regulations of affordable housing is the restriction of "family income below 60 thousand yuan" In fact, people who meet this condition, after careful calculation, most of them can't even afford affordable housing.

Affordable housing foul 8. Too fat, middleman.

It is an indisputable fact that the supply of affordable housing is in short supply, and even consumers queue up day and night to buy affordable housing. There are serious loopholes in this sales method of queuing semicolons. Many people may not have time to wait in line but want to buy a house. This demand gave birth to the phenomenon of "inverted number". In fact, the "inverted number" is just a small "louse" on the "sheep" of affordable housing. What's more, people who "get in the way" collude with developers, neither enjoying the pain of queuing day and night, nor suffering from the pain of being swayed by considerations of gain and loss, and easily buy a house with a good apartment type and a good orientation, or sit and collect rent or wait for appreciation.

Affordable housing foul 9, large apartment

Represented by the penthouse duplex of more than 200 square meters in Tiantongyuan, many affordable housing communities have a considerable proportion of large units. It is still unknown how these units that violate the relevant policies came into being, but what we can know is that the funds needed to buy these large units are definitely beyond the affordability of low-income families. Large huxing undoubtedly violates the original meaning of building affordable housing. In terms of investment value, this large apartment with low unit price is the most popular investment variety. Therefore, large-sized apartments with affordable housing are often snapped up.

Affordable housing foul 10, luxury decoration

Just look at the business of some decoration companies around affordable housing, and you will know how amazing the decoration expenditure of affordable housing is. Many people buy affordable housing and decorate it luxuriously. Take Miss Liu as an example. She bought affordable housing with a total price of more than 400,000 yuan, and spent more than 65,438 yuan on decoration, not counting a full set of high-end household appliances. For these owners, the affordable housing whose unit price is several thousand yuan lower than that of commercial housing in the same lot, even if it is luxuriously decorated, is often lower than the affordable housing in total price, which is quite cost-effective. For this reason, many people prefer to choose affordable housing with poor property service and low overall grade of the community, and get a living experience that is not lost to commercial housing through luxury decoration.

Affordable housing is a kind of commercial housing with social security nature, which was originally designed to solve the housing problem of low-income groups. However, if there are all kinds of illegal and deceptive behaviors in the operation, the housing problem of low-income people will not be solved, and the problem still exists. Please continue to pay attention to us for more information about affordable housing.

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