What is a household with housing difficulties?

Housing for needy households refers to the housing specially built by local governments at all levels to solve the housing problems of poor households, needy households and crowded households among local urban residents. Therefore, it is also called affordable housing, which belongs to the government's macro-control policy room and has the characteristics of high comprehensive cost performance. The following small series will introduce you to Anjufang and tell you the application process of Anjufang. I hope you netizens like it. What is the application process for housing difficulties?

Lease matters

Housing rental for needy families refers to the short-term rental of housing to needy families at quasi-cost by the government in the form of preferential policies and financial subsidies. Guangzhou Municipal Bureau of Land and Resources and Real Estate Management Bureau are the administrative authorities in charge of housing lease management, and Guangzhou Office for Solving Housing Difficulties (hereinafter referred to as the Municipal Office for Solving Difficulties) is responsible for implementing these measures within the scope of authorization. City relief office can entrust the property company to be responsible for the daily maintenance and repair management of difficult housing.

First of all, when renting a house, both parties must sign a lease contract. Both parties to the lease shall abide by the terms of the contract.

Two, the lessee housing difficulties in the lease contract period should apply for the purchase of housing difficulties, or through other means to solve the housing. When the lease expires, you should withdraw from the rented house.

3. Residents who work in enterprises, institutions and mass organizations owned by the whole people and collectively, who hold the household registration certificate of this Municipality and meet the following conditions, can apply for renting housing for the needy: (1) The per capita living area of the family is less than 5 square meters or there is no room to live; (two) housing difficulties have been registered with the higher authorities and the municipal relief office; (three) the unit and the applicant have participated in the storage of housing provident fund; (four) the unit or individual can guarantee for the applicant; (five) other conditions stipulated by the municipal relief office.

Four. Procedures: All eligible residents in this city can apply to the Municipal Poverty Alleviation Office for renting housing for people in difficulty with their identity certificate and unit certificate, and sign a lease contract after being examined and approved by the Municipal Poverty Alleviation Office. Housing can be rented by the unit where the needy households work. The leasing unit shall sign a lease contract with the municipal relief office.

Verb (abbreviation of verb) The main terms of the lease contract: (1) The name and address of the lessee; (two) the location, floor, orientation, area, decoration and facilities of the house; (3) the purpose of the house; (4) Term of lease; (five) the amount and payment method of rent and lease deposit; (6) Responsibility for house maintenance; (7) Conditions for modification and termination of the contract; (eight) the way and scope of guarantee; (9) Liability for breach of contract; (10) Other terms agreed by the parties.

Provisions on the renewal of the lease of intransitive verbs: in principle, the lease period of housing for the needy people is two years. At that time, if the lessee does not solve the housing problem, it shall apply to the municipal relief office for renewal of the lease three months before the expiration of the lease period, and the renewal period shall not exceed two years. Upon the expiration of the lease, the lessee shall return the leased house. If you don't move out within the time limit, the Municipal Poverty Alleviation Office may bring a lawsuit to the people's court, recover 3-5 times the compensation for the rent loss caused by the overdue move out, and impose a penalty of 5% of the original house price. According to the comprehensive cost of the house, the quasi-cost rent is implemented. The lessee shall pay the lease deposit according to the leased building area. During the lease term, the lease deposit will not be refunded. If the lease relationship is terminated and the lessee returns the house within two days, the municipal relief office shall refund the principal of the lease deposit. The interest of the lease deposit is used to make up for the shortage of maintenance, repair and management expenses of difficult housing.

Seven. Check-in items: After the lessee moves into the residential area to solve the difficulties, he should pay all the management fees of the residential area according to the regulations, and have the right to participate in and supervise the management of the residential area. The maintenance of housing for people in difficulty is implemented by the property company entrusted by the Municipal Housing Office. The property company shall formulate an annual housing maintenance plan, conduct regular safety inspections on the houses under management, and maintain the houses in time to ensure that the houses in distress are in good condition. Housing natural damage, the residential property company is responsible for maintenance; The lessee shall be responsible for repairs, improvements and man-made damage that are not of a maintenance nature. City relief office should inspect and urge the entrusted property company to maintain and repair the house.

8. Legal lease: If the lessee rents the house to the needy people by deception, the Municipal Housing Office has the right to recover the house, double the rent during the illegal lease and confiscate the lease deposit. If the lessee has one of the following acts, the municipal relief office shall terminate the lease contract, recover the house according to law, and may be punished:

(a) unauthorized sublease, lend to others or unauthorized change of use, change the purpose of the house, and impose a fine of 5 times the rent during the change;

(two) without justifiable reasons, rent arrears or vacant houses accumulated for more than six months, in addition to pay the rent arrears, and impose a fine of 2 times the total rent arrears;

(three) the use of rental housing for illegal activities, in addition to punishment by the relevant departments in accordance with the law, and impose a fine of 5 times the total rent during the lease period;

(four) intentional damage to the rental housing, in addition to compensation according to the original price of the damaged part, and impose a fine of 5% of the original price of the house.

(five) in violation of these measures, if the circumstances are serious enough to constitute a crime, criminal responsibility shall be investigated by judicial organs according to law.

marketing management

The purpose of the development and construction of affordable housing is to fully reflect the social security function of affordable housing, establish and improve a multi-level housing supply system, and continuously meet the growing housing needs of low-income families. Affordable housing refers to the government's affordable housing with a construction area of 55-60 square meters for low-income families. The following are related contents of housing sales management for the needy people in Hangzhou:

Principle of selling houses

1. Low-income families purchase affordable housing to solve their housing difficulties, and implement government subsidies and targeted supply, and each household is limited to one set.

2. The construction area of economically disadvantaged housing is controlled in principle within the standard of 55 square meters per household, and the subsidized area is controlled according to the per capita use area of 8 square meters.

3 low-income families to apply for the purchase of affordable housing publicity, quasi purchase, waiting system.

target customer

Low-income families must meet the following conditions in addition to the provisions of the "Opinions on the Management of Economic and Applicable Housing Sales in Hangzhou City":

1. A couple who actually live in the urban area of this city is a subscription family (including single-parent families);

2. The family income is lower than 60% of the average family income in our city last year and cannot enjoy the monetization of housing distribution;

Among them: the average household income in the previous year is based on the data published by Hangzhou Municipal Bureau of Statistics at the beginning of each year; 60% lower than the average income of urban families in the previous year refers to the per capita disposable income of urban areas in the previous year × the actual number of families × 60% announced by Hangzhou Municipal Bureau of Statistics. In 2002, the per capita disposable income of cities and towns announced by Hangzhou Statistics Bureau was 1 1720 yuan.

3 housing conditions belong to one of the following circumstances:

1. The per capita housing area of a family is less than 6 square meters (including private houses);

2. Belonging to the monetary resettlement of demolition, there is no other housing (including private houses) in this city and the income from monetary resettlement is not enough to buy affordable housing with a per capita use area of 8 square meters (including) (according to the sales base price of targeted affordable housing), and there is no other housing (including private houses) in this city outside the scope of demolition.

Sales price and subsidy standard

1. Low-income families purchase housing with financial difficulties, and part of the area within the control standard of single-family construction area is purchased at the sales price of housing with financial difficulties approved by the Municipal Price Bureau. At the same time, according to the standard of 8 square meters per capita (equivalent to per capita construction area 12 square meters and per household high-rise construction area 10 square meters), the government gives subsidies according to 200 yuan/square meter (construction area);

2. The construction area beyond the control standard of single-family houses and within the grade standard is purchased at the affordable housing price, and the construction area beyond the grade standard is purchased at the housing commodity price approved by the Municipal Price Bureau or the commercial housing price of similar lots.

procedure

(1) Application and appraisal

1.( 1) If the employee belongs to the unit, the unit to which he belongs shall apply and fill in the Application Form for Housing Purchase of Low-income Families in Hangzhou City. The unit where the husband and wife work (the community or street where one party has no unit) shall be responsible for verifying whether the housing, income and housing subsidies are implemented, and make a public announcement in their respective units (communities) 15 days.

2. If there is no unit resident, apply to the District Housing Authority where the household registration is located (if there is no unit resident within the scope of demolition, apply to the District Housing Authority to which the demolition site belongs), and fill out the Application Form for Purchase of Housing with Economic Difficulties by Low-income Families of Urban Residents in Hangzhou. The District Housing Management Bureau is responsible for verifying the housing situation, and the communities and streets to which it belongs are responsible for verifying the income situation and publicizing it in the communities 15 days. After signing and sealing without objection, the district housing authority will, within 7 days.

2. The applicant shall provide copies of the following materials and check the originals:

1. Copy of ID cards of both husband and wife;

2. A copy of the husband and wife's household registration book (including the front page stamped with the special seal of Hangzhou Public Security Bureau and the house address). If the household registration books of both husband and wife are not in the same household registration book, a copy of marriage certificate is required;

3. A copy of the property right certificate of the house where the account is located or other house rental property right certificates (rented public houses and private houses, etc.). ). If the collective account has no room, the unit will issue a certificate of no room;

4 for employees, provide proof that the unit has not implemented monetary housing subsidies;

5. Workers and residents who belong to monetary resettlement for demolition shall provide the Agreement on Compensation and Resettlement for Urban Housing Demolition in Zhejiang Province (monetary compensation agreement) supervised by the Construction Department of Zhejiang Province.

3. With the approval of the Municipal Housing Reform Office, the Housing Difficulties Quasi-Purchase Certificate of low-income families in Hangzhou City (hereinafter referred to as the Housing Difficulties Quasi-Purchase Certificate) will be issued to those who meet the requirements. The Housing Difficulties Quasi-Purchase Certificate will be received by the District Housing Management Bureau in units and units and delivered to the applicant.

4. Before the implementation of these rules, families who have obtained the Purchase Certificate of Affordable Housing in Hangzhou City and meet the requirements of Article 2 shall report to the Municipal Housing Reform Office for renewal of the Purchase Certificate for Housing Difficulties after the unit or district housing management bureau (community, street) has verified the income and housing situation according to the above procedures and publicized without objection.

5. The Municipal Housing Reform Office will regularly send a copy of the certification list to the Municipal Construction Committee and the Municipal Finance Bureau. V. Sales transactions

1. The Municipal Construction Committee is responsible for raising targeted sales houses according to the number of families purchased by the Municipal Housing Reform Office, and arranging houses to the Municipal Housing Reform Office once every quarter.

2. The house purchase adopts the waiting system. City Housing Reform Office determines the scope of purchase according to the number of houses and the order of quasi-purchase certificate number, and organizes the purchase after publishing the list of houses and houses.

3. After the house is selected, the purchasing family shall go through the purchase formalities at the designated development and construction unit with the "Contact Sheet for Purchasing Economically Difficult Housing in Hangzhou" issued by the Municipal Housing Reform Office.

4. If the approved families who purchase houses are unwilling to purchase houses without justifiable reasons, they will be disqualified from the quasi-purchase of targeted affordable housing.

5. For those who purchase houses by means of concealment or deception, immediately recover the purchased houses or make up the price difference of commercial houses in similar lots within a time limit.

Subsidy mode

1. The development and construction unit shall go through the formalities of selling houses with the requisitioned families on the basis of the Housing Difficulties Purchase Permit, and the development and construction unit shall apply directly to the Municipal Finance Bureau at the end of this year for the part that enjoys government subsidies.

2 development and construction units shall submit a targeted sales form to the Municipal Construction Committee, the Municipal Finance Bureau and the Municipal Housing Reform Office every six months.

3. After the family buys a house, if either party of the unit where the husband and wife work starts to monetize the housing allocation, they can enjoy the housing subsidy and use it to return the government subsidy first (the specific measures shall be determined separately).

Property right disposal

1. After purchasing affordable housing, you must go through the transaction procedures, pay the relevant taxes and fees, and register the property rights according to the regulations, and mark "affordable housing" on the property ownership certificate, and the ownership of the house belongs to the buyer.

2 individual workers to buy housing with financial difficulties, according to the "provident fund personal housing mortgage loan pilot scheme" to apply for mortgage loans.

3. When the contract is registered and put on record, the development unit shall provide differential land rent, municipal supporting fees and relevant tax regulations and fees approved by the price department, and indicate the content in the pre-sale contract signed by the development unit and the purchaser.

4. Listing transactions

1. After purchasing affordable housing, it shall not be listed and traded within 10 years from the date of handling the ownership certificate of affordable housing.

2 affordable housing listed transactions, should pay the following fees to the finance:

First, the subsidy funds given by the original government;

B, according to the original economic applicable housing price to buy the area, pay the price department approved the reduction of land differential rent and municipal supporting fees, related taxes and corresponding interest.

(3) Limit the period of listing transactions: if the ownership of the house is transferred due to inheritance, divorce and other reasons, the transaction transfer procedures are allowed after the approval of the Municipal Housing Authority; However, after the transaction transfer formalities, the property is still affordable housing, and the calculation of the time limit for listing transactions is counted from the date of handling the original house ownership certificate.

The "fatal temptation" of poor households

According to industry analysis, the main reasons for the housing boom are as follows: First, "low price" is the first attraction. Owners in the purchase of housing, the price is often lower than the same quality or even housing reform of commercial housing, so these owners in the "quotation" will be based on market conditions to set a more moderate price. For example, in Tang De Garden, most of the houses currently released are 2000-2800 yuan/square meter, which is a rare "affordable price" in Tianhe District. The housing price of Jude Garden is mostly between 2300 and 2700/m2, which is lower than that of housing reform and commercial housing with the same quality in nearby 500 yuan -700 yuan. This price difference is "fatal attraction" for low-and middle-income families, especially migrant workers in Guangzhou.

Secondly, the comprehensive cost performance of the house is high. With the development of Guangzhou city, the poverty alleviation community, which was originally in a corner, has now been integrated into the urban center. For example, the geographical location of Tang De Garden is closer to Tianhe central area than many buildings in Dongpu property market, which is now in full swing, while Jude Community is near the intersection of subway lines 2 and 3, and the traffic and surrounding environment in Tongdewei have been greatly improved. At the same time, schools, businesses and other supporting facilities in the relief community are also readily available, and the living atmosphere is rich, which is unmatched by some housing reform houses.

According to the Notice of Guangzhou Municipal Bureau of Land and Housing Management and Guangzhou Housing Construction Office on the Listing and Trading of Housing for People in Difficulties, the housing for people in difficulties in Guangzhou can be listed and traded on its own after the owner has purchased it for five years (the date is subject to the purchase receipt and housing agreement). [ 1]