What are the purchase conditions of affordable housing in Chengdu?

Chengdu affordable housing can be listed after 5 years. So what are the purchase conditions of affordable housing in Chengdu? What are the requirements?

Affordable housing has limited property rights, and it needs to pay 60% value-added income after listing for 5 years. It is understood that price-limited commercial housing and affordable housing are both policy-oriented housing provided by the government, which limits the size and sales price of units and is built according to reasonable standards, and is supplied to urban low-income families with housing difficulties. Price-limited housing and affordable housing in our city are different in terms of security objects, apartment types, listing transactions and sales prices. In particular, it needs to be clear that the property rights of affordable housing are limited, and 60% of the value-added income needs to be paid as the land transfer fee for listing transactions, while the property rights of price-limited housing are complete, and there is no need to pay any money for listing transactions five years later.

Affordable housing with small property rights less than 5 years may not be listed and traded.

As the government's affordable housing, affordable housing is mainly used to solve the housing difficulties of low-income families in cities and towns. In order to prevent speculation, Chengdu officials have also made it clear that affordable housing is limited in property rights and can only be listed and traded after five years. If you go public, you need to pay 60% of the value-added income.

It is understood that according to the regulations, affordable housing may not be directly listed and traded if it is less than five years from the date of filing the contract (the date when the unregistered family purchases the property for the first time). However, if families really need to transfer affordable housing for special reasons within five years (except inheritance, bequest, divorce and court decision), the housing security department of Chengdu will repurchase affordable housing at the original price.

"Affordable housing has limited property rights." The relevant person in charge of Chengdu Housing Management Bureau stressed that if the affordable housing has been registered for five years from the date of contract filing (the date when unregistered families register property rights for the first time), buyers can apply for improving property rights or transferring affordable housing.

60% of the value-added income from affordable housing transactions should be turned over.

Because affordable housing has limited property rights, if property rights are to be improved or listed and traded in five years, land transfer fees will be paid according to a certain proportion.

It is understood that according to the regulations, when affordable housing is listed (except for inheritance, bequest, divorce and division, and court decisions) or when property rights are perfect, value-added income should be paid at least 60% of the difference between the assessed unit price and the original purchase price of affordable housing to repay land income and other related prices, and any actual transaction price is higher than the assessed unit price, it should be paid at 60% of the difference between the actual transaction price and the original purchase price of affordable housing. In addition, relevant taxes and fees shall be implemented in accordance with relevant regulations. How to determine the unit price? According to the regulations, the evaluation unit price is based on the average transaction price of ordinary commodity housing on the land in the same region in the standard of ordinary commodity housing in Chengdu's five urban areas (including high-tech zones) announced by Chengdu Urban and Rural Real Estate Administration, and it is down 10%.

For example, the person in charge said that if a family bought a 60-square-meter affordable housing at a price of 300,000 yuan, it would be listed and traded five years later. By then, among the ordinary commodity housing standards with preferential policies in five urban areas (including high-tech zones) in Chengdu, the average transaction price of ordinary commodity housing on the land in the same area will drop by 10%, and the estimated price of this affordable housing is 600,000 yuan. If the actual transaction price is 500,000 yuan, it will be lower than the evaluated unit price. Then, based on the 600,000 yuan calculated by the evaluated unit price, the family has to pay 600,000-300,000 = 60% of 300,000 yuan, that is, 6,543,800 yuan, to repay the land income and other related prices; If the actual transaction price is 700,000, then the family has to pay 700,000-300,000 = 60% of 400,000, that is, 240,000, to repay the land income and other related prices.

The reporter learned that the price-limited commercial housing has complete property rights. For its listing transaction, it is also clear that the purchaser may not transfer the housing within 5 years after obtaining the housing ownership certificate. If it is really necessary to transfer or purchase other housing, it shall be repurchased by the municipal housing security agency. Price-limited commercial housing has full property rights and cannot be directly listed and traded within five years, but it can be listed and traded after five years without paying any money.

Price-limited housing and affordable housing are subject to government pricing.

This year, Chengdu launched four affordable housing projects: Qingxi Yazhu, Jingzhuyuan, Shengtian Renju and Donghong Guangsha, with a total of 9,084 suites. Housing types include affordable housing and price-limited commercial housing, which will meet the needs of families with housing difficulties at different levels.

It is understood that the four affordable housing projects launched this year have an area of 60 square meters, and the current price has not yet been determined. It is understood that the sales price of affordable housing in our city is set by the government. According to the principle of cost pricing, the Municipal Price Bureau and the Office of the Municipal Housing Construction Committee examine and approve the sales price before the sale of affordable housing construction projects and announce it to the public.

The sales prices of three price-limited commercial housing projects launched by our city this year have been determined. Among them, the average selling price of "Qingxi Yazhu" project is 5400 yuan/square meter, the average selling price of "Shengtian Renju" project is 5360 yuan/square meter, and the average selling price of "Donghong Guangsha" project is 5530 yuan/square meter. "The sales price of price-limited commercial housing is determined according to the standard of 15%-20% lower than the market price of the same quality commercial housing in the same location." The person in charge said. The reporter learned that the construction area of these three sets of price-limited houses ranges from 50 to 90 square meters, and there are three types of houses to choose from. "Families that can meet different needs can buy price-limited houses." The person in charge told the reporter that the purchase area of three or more families does not exceed 90 square meters, the purchase area of two-person families does not exceed 75 square meters, and the purchase area of single residents does not exceed 50 square meters. The part beyond the restricted purchase area is purchased at the market price.

(The above answers were published on 20 13-09-27. Please refer to the actual situation for the current purchase policy. )

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