Guangzhou Panyu World Community was bought by mortgage. Can I make a mortgage? How to calculate tax on new house transactions?

Hello, I'm glad to answer your question about Panyu Great World Community.

Panyu World Community is a house bought by mortgage, which can be handled by a loan company. Because if the house bought in Panyu World Community is mortgaged in the bank, the bank will not accept the second mortgage. Only after the house bought in Panyu World Community is mortgaged, can it be mortgaged again.

The transaction tax of new houses in Panyu World Community includes deed tax, maintenance fund and property management fee. Deed tax of Panyu Great World Community: the deed tax to be paid for buying a new house is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the average commercial house is halved, that is, 1.5-2.5%. Panyu World Community Maintenance Fund: charged by multiplying the construction area by a certain amount. Property management fee of Panyu Great World Community: paid after the house is delivered, and the specific grade rate is implemented according to the regulations of the local price department.

The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!