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How to write the mortgage contract of real estate?
Mortgagee, address, postal code, telephone number and legal representative of real estate mortgage loan contract and real estate sales contract.
1. The mortgagee and mortgagor will sign the mortgage loan contract with the guarantor on.
2. The mortgagor (i.e. the borrower) agrees to mortgage all the rights and interests of the Real Estate Sales Contract signed by him and the guarantor on _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
3. After sending the occupancy notice, the seller shall immediately go through the mortgage formalities of the property, mortgage the property to the mortgagee, give the mortgagee the first priority mortgage, and be willing to perform all the terms of this contract.
4. The mortgagee agrees to accept the above-mentioned real estate sales contract and all the rights and interests of the real estate under the real estate sales contract as the loan under this contract.
5. Collateral, and accept the guarantor's guarantee responsibility for the loan under this contract. The mortgagee provides the mortgagor with a term mortgage loan as part of the mortgage payment for the mortgagor to purchase the mortgaged property. This contract is made through negotiation among the three parties for compliance.
6. Party A promises to voluntarily repay the loan principal and interest on schedule within the loan period agreed in each contract. The source of funds for Party A to repay the loan is the company's production and operation and other income. If Party A requests to repay the loan from other channels, Party B must agree.
Second, the e-loan mortgage process of rural commercial banks?
The housing loan process of rural commercial banks is as follows: 1. The borrower needs to submit written documents to the housing management department when applying for housing mortgage loan, and the real estate appraisal agency will review the application materials submitted by the applicant.
2. After the borrower submits the written documents, the property (collateral) will be used as the pledge and handed over to the lender to open a current deposit account in the bank.
Three. The Lender shall go through relevant formalities at the entrusting bank. Four, the applicant to provide materials to the entrusted bank for the corresponding loan procedures.
Five, the borrower to apply for real estate mortgage loans need to submit written documents to the housing management department and send their information to the company or law firm to sign a loan contract.
Third, how to write the mortgage agreement?
How to write the real estate mortgage contract? I don't know, friends, let's take a look at Bian Xiao's sharing today! The real estate mortgage contract mainly includes: 1, the basic identity information of the mortgagor and mortgagee; 2. Introduce the mortgaged property; 3. Guarantees; 4. Disposal of mortgaged property; 5. Cancellation of mortgage; 6. Other agreed matters; 7. Dispute settlement; 8. Effective ways of agreement. This is the template of real estate mortgage contract, I hope it will help you. You can also click here to download the demonstration text of the real estate mortgage contract directly. Mortgagee (Party A) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Article 4 All expenses related to evaluation, insurance, appraisal, registration and storage under this contract shall be borne by Party B. Article 5 Party B irrevocably authorizes Party A to sign this contract, loan contract, house purchase contract and a complete set of supporting documents related to mortgaged real estate after signing this contract, and handle mortgage registration and filing procedures with relevant real estate management departments. Article 6 Party B irrevocably authorizes Party A to go through the formalities of formal mortgage registration of the mortgaged property with the relevant real estate management departments in accordance with the provisions of relevant laws and regulations after obtaining the formal title certificate of the mortgaged property, and deposit the certificate of other rights of the mortgaged property and the mortgage registration certificate with Party A. Article 7 Party B shall ensure the reasonable use of the mortgaged property, and shall not use the mortgaged property in any way or use prohibited or excluded by the insurance clauses. Article 8 Without the consent of Party A, Party B shall not make any substantial structural changes to the collateral. Where the collateral is increased due to Party B's violation of the Contract, it will be automatically converted into the collateral of the Contract. Article 9 During the mortgage period, without the consent of Party A, Party B shall not transfer, lease, sell, re-mortgage, pay off debts, donate or dispose of the mortgaged property in any form. Any losses caused to Party A from this shall be borne by Party B. Article 10 Party B shall take good care of the collateral, be responsible for repairing, maintaining and ensuring its integrity, and accept the supervision and inspection of Party A at any time. Any damage to the collateral shall be borne by Party B. Article 11 Party B shall be responsible for paying all taxes and fees related to the collateral. All losses caused to Party A due to Party B's failure to fulfill this obligation shall be compensated by Party B. Insurance of Collateral Article 12 Party B shall, within _ _ _ _ days after obtaining the collateral, go to the insurance company designated by Party A to insure the collateral according to the types of insurance designated by Party A. The scope of compensation for insurance shall include any natural disasters, such as damage and damage caused by fire, flood, earthquake and other accidents; The insured amount shall not be less than the total repurchase amount of the collateral; The insurance period is until the expiration date of the loan contract. If Party B fails to fulfill the due repayment obligations, the mortgagor shall continue to purchase insurance until the loan principal and interest under the loan contract are fully paid off. Article 13 Party B shall submit the original insurance policy to Party A for safekeeping within 10 days after completing the insurance formalities. The first beneficiary of the insurance policy is Party A, and the insurance policy shall not be accompanied by any restrictive clauses that damage or affect Party A's rights and interests, or any clauses that are not liable for compensation (unless Party A agrees in writing). Article 14 Party B irrevocably authorizes Party A to be the agent of the above insurance, accept or control the insurance compensation, and use the insurance money to repair the damaged part of the mortgaged house or pay off the money owed to Party A by the borrower under the repayment contract. This authorization shall not be revoked unless Party A agrees. Article 15 During the mortgage period, Party B shall not interrupt or cancel the above insurance for any reason. Otherwise, Party B shall compensate all losses suffered by Party A as a result. Article 16 If Party B violates the above insurance clauses, Party A may purchase insurance for Party B according to the insurance clauses of this contract, and all expenses shall be paid by Party B. Article 17 During the mortgage period, if the collateral is damaged beyond the scope of insurance liability, Party B shall provide new guarantee for the damaged part in time and go through corresponding procedures. Article 18 Party B agrees that Party A has the right to dispose of the collateral in advance under the following circumstances: (1) According to the loan contract, the loan contract expires in advance; (2) Party B violates Articles 8, 10, 13, 14, 15, 16 and 18 of this Contract; (3) In case of litigation or arbitration, it may adversely affect the collateral. Article 19 Party B guarantees that when the borrower fails to perform the terms stipulated in the loan contract, Party A has the right to receive priority compensation for the price of disposing of the collateral according to law. Article 20 The money under this mortgage contract shall be disposed of in the following order: (1) It shall be used to pay all expenses incurred in disposing the mortgaged property; (2) It is used to withhold all taxes owed by Party B and all expenses payable; (III) Deduct the loan principal and interest and all other payments that Party B should repay to Party A under this Contract. Article 21 If the price of the mortgaged property exceeds the repayable amount, Party A shall return it to Party B. Article 22 While observing other terms of this contract, Party B also declares and guarantees that (1) all information provided to Party A is true and reliable, and there is no forgery or concealment of facts; (2) Allow Party A or its authorized person to legally enter the mortgaged property for inspection at any reasonable time; (3) When Party B's work unit and contact information change, it shall notify Party A in writing within ten days; (IV) During the possession of the mortgaged property, Party B shall abide by the management regulations, pay all the management fees of the mortgaged property on time, and ensure that the mortgaged property is not sealed up or subjected to other legal proceedings. If Party B fails to perform the above responsibilities, it shall compensate Party A for the losses suffered as a result; (V) In case of any lawsuit or arbitration that may adversely affect the collateral, Party B promises to notify Party A in writing within ten days from the date of Article 23. If either party violates any clause of this contract and causes economic losses to the other party, it shall pay _ _ _ _% of the loan balance under the loan contract to the other party as liquidated damages. If the liquidated damages are insufficient to make up for the losses of the other party, the breaching party shall also compensate the insufficient part. Article 24 In case of any problems in the performance of this contract, both parties shall try their best to solve them through friendly negotiation. If negotiation fails, both parties shall choose one of the following methods: (1) Submit the collateral to the people's court for settlement; (2) Submitting it to the Arbitration Commission for adjudication. Article 25 During the unsettled period of the dispute, except for the disputed matters, all parties shall continue to perform other clauses stipulated in this contract. Article 26 Other terms agreed by both parties: (1) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ And return the ownership certificate and receipt of the mortgaged property to Party B. Article 28 This contract is made in the form of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Mortgagee's domicile: _ _ _ _ _ _ _ _ _ _ Mortgagor's domicile: _ _ _ _ _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ basic account Bank: _ _ _ _ _. _ _ _ _ _ _ _ _ _ _ Fax: _ _ _ _ _ _ _ _ Postal code: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Please read them from beginning to end to make sure there are no problems before using them. The source of this content is www.5 1dongshi.com, and more than 200,000 contracts have been downloaded. At the same time, it also provides various commonly used company forms and documents, such as employment forms and financial statistics.
My friend mortgaged the loan with my real estate license. How should the agreement be written?
Other people's loans are mortgaged with personal houses within 0 years, and the owner can mortgage at the age of 65. Of course, the mortgaged house cannot be recovered on time, and the specific content can be decided through consultation.
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