How often does Bank of Communications adjust the mortgage interest rate?

1. How often does Bank of Communications adjust the mortgage interest rate?

Adjust once a year. Red Star News reported that the staff of Bank of Communications Sichuan Branch said that after the loan was issued, the interest rate would be adjusted once a year. When signing a contract, the customer will choose the method. China Bank of Communications was established in 1908 (thirty-four years of Guangxu) and is one of the note-issuing banks in China.

2. How to calculate the mortgage interest rate of China People's Bank in Guigang, Guangxi?

If 13 lasts more than 375 days from March 3 to July 23, the annual interest rate of the loan for one to three years is 6. 15% to calculate the interest.

Interest = 30000006.15% 375/365 =189554.80 yuan.

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Thank you very much, but I still have the following questions:

20 12/6/8 The annual interest rate for one to three years is 6.40%.

20 12/7/6 The annual interest rate for one to three years is 6. 15%.

1, don't you need to calculate by sections? That is, 6.40% was used from 20 12/7/3 to 20 12/7/5, and 6. 15% was used after 20 12/7/6.

The divisor is 365, isn't it 360?

One answer after another.

According to the current interest rate, it is possible and relatively simple, if the other party agrees to calculate by stages.

3. How is the Bank of Communications mortgage interest rate of 4.2875 calculated?

The benchmark interest rate has increased by 5%

Let's see what others say.

Fourth, Guigang Bank of Communications mortgage interest rate

Short-term loans are 4.35%, and medium-and long-term loans are 4.75% and 4.9%. The mortgage interest rate of Guigang Bank of Communications is as follows: short-term loans: the loan interest rates within six months (including six months) and six months to one year (including one year) are all 4.35%. Medium-and long-term loans: the loan interest rates for one to three years (including three years) and three to five years (including five years) are all 4.75%; The loan interest rate for more than five years is 4.9%. Mortgage refers to a kind of loan in which the relevant users use real estate assets as collateral to obtain a loan to pay the principal and interest in installments according to the contract, and then the buyers need to repay the bank on time. Simply put, mortgage is the behavior that the mortgagor transfers the pre-purchased property rights to the mortgage beneficiary (bank) as the repayment guarantee, and the mortgage beneficiary transfers the property rights to the mortgagor after repayment.