Can I buy a redeveloped house in Xudongyuan, Hongshan District, Wuhan?

There are two kinds of houses in Wuhan, one is affordable housing, and it takes five years for the two certificates to be listed and traded; One is to build a commercial housing community, which can be freely listed and traded.

So if you want to buy a house, you must first make sure that you have a real estate license. Secondly, we should be clear about the nature of the property, whether it is affordable housing or ordinary commercial housing area. If it is affordable housing, then according to the "Measures for the Administration of Affordable Housing", affordable housing can only be listed and sold at the market price five years after obtaining the housing ownership certificate and land use certificate. When selling, it should also pay a certain proportion of the price difference between ordinary commercial housing and affordable housing in the same lot at that time to the government.

In addition, even the demolition and reconstruction houses that can be listed and traded have different land attributes. Some demolition houses are allocated land, and listed transactions need to pay a certain land transfer fee.

The nature of the house:

1, small property right house

Small property houses are mainly aimed at the reconstruction of villages in cities. After the expropriation and demolition, the property rights shall be exchanged, and the houses on the collective land shall be exchanged. Buying such a house itself is very risky, because without legal protection, it is impossible to obtain a real estate license.

2, house demolition and buildings on state-owned land.

Generally, this kind of building is the construction land obtained through allocation. With five certificates required for development, two certificates can be obtained. The nature of land is allocation, that is to say, high-rise residential buildings are affordable housing or commercial buildings.

Therefore, a house with a mortgage can be purchased, and the liquidity is slightly poor, but it does not affect the circulation. It is just that it does not have strong market competitiveness in terms of maintaining and increasing value, and it is no problem for buyers who just need to live in their own homes. However, it is absolutely not recommended to buy a mortgaged house without a title certificate. Here, Niu Ge should focus on reminding friends who are ready to start building houses, and make clear the nature of mortgaged houses before buying.

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