Is it risky to buy a friend's second-hand house without an intermediary?

It is best to buy a second-hand house through an intermediary. Buying a house through an intermediary will have many advantages, such as saving time, worry and effort. Buying a house without an intermediary will have risks such as property rights disputes, house payment disputes and property disputes.

Buying a house without an intermediary can save relatively high intermediary service fees, but buying a house without an intermediary also faces three types of risks.

Risk 1: Property rights disputes mainly include the following three situations.

(1) Buy houses that are not allowed to be sold, such as houses sealed up by the court, houses that are inseparable from the school teaching area, houses that fall within the scope of demolition, houses that have been used as collateral, etc. ;

(two) a house that one of the spouses does not agree to sell, or a house whose property ownership is unknown after divorce;

(3) Houses sold by family members without the consent of the property owner.

Risk 2: House payment dispute

Private transactions between buyers and sellers often lack mutual trust. As sellers, they must be in a hurry for money, and as buyers, they are in a hurry for a house. It is easy to have a deposit or house payment, but the real estate license is delayed, resulting in the house not being delivered as scheduled; Or the house is delivered, but the money is not or not.

Risk 3: Property disputes

The transfer of second-hand housing property rights does not mean the end of the transaction, and there are other things such as the seller's account moving out, property management fee settlement, water and electricity, telephone, cable TV settlement and so on. Due to the inexperience of both parties, self-dealing often ignores or omits certain matters, resulting in economic losses and unnecessary disputes.

Buying a house without an intermediary has the risks of property rights disputes, house payment disputes and property disputes. So I suggest you buy a house through a formal intermediary.