How to open the second-hand housing commercial loan income certificate? What are the requirements?

What is the proof of income? It is a proof of economic income that people need in their daily production, life and business activities. Generally, when handling visas, bank loans, credit cards, buying houses, etc. You will be asked to issue a proof of the economic income of the party concerned.

Income proof format: this income is generally after tax. The proof of income is generally monthly income, including salary, bonus, allowance, housing accumulation fund, share dividend and other after-tax income. However, it should be reminded that different banks have different income certificates, and some companies also have their own fixed income certificates. The specific situation needs to be seen in detail ~

1. Write the name of the reference clearly in the title.

2. Information of the attested person. When did the ID number (* * * * * * * *) become an employee of our company?

3. Write clearly the position and income of the reference.

4. Write clearly in what form the income will be distributed.

5, write clearly the name of the unit.

6. Write down the person in charge. This item is mainly for the convenience of the other party to verify.

7. Write down the year, month and day, the name of the unit and department, and affix the special seal.

The ratio of the monthly debt expenditure of this loan (monthly repayment amount of this loan+monthly property management fee) to the monthly income of the borrower (borrower and spouse) is below 50% (inclusive).

The ratio of all monthly debt expenditures of the borrower and spouse (monthly repayment of this loan+monthly property management fee+monthly repayment of other debts) to the monthly income of the borrower (borrower and spouse) shall be below 55% (inclusive). (Note: For the loan application that cannot obtain the standard of property management fee, the property management fee may not be included in the debt expenditure. )