Chongqing Liangjiang New District has launched a two-month purchase discount: the first suite can enjoy a 20% down payment.

According to the news from official website, Liangjiang New District, Chongqing, a housing fair will be held in Liangjiang New District on August 28th-10/October 30th, 3 1. During this period, the first-time mortgage buyers can enjoy a 20% discount on the down payment of bank mortgage loans as long as they meet the bank credit policy.

The staff of Chongqing Liangjiang New Area Planning and Natural Resources Bureau told this newspaper that as long as they attend the housing fair, they can enjoy a 20% discount on the down payment of the first suite, but the final definition of the first suite is made by the bank.

Official website Liangjiang New District shows that in order to seriously implement the positioning of "housing and staying without speculation" and actively support citizens' reasonable demand for housing, they can enjoy multiple benefits when buying houses at the Housing Fair. During the housing fair (August 28th-65438+1October 30th 3 1), those who purchase the newly-built commercial housing of the participating projects and have signed the Chongqing Commercial Housing Sales Contract online will enjoy certain exclusive benefits; Under the premise of complying with the bank credit policy, the first home lender can enjoy a 20% discount on the down payment of the bank mortgage loan.

It is reported that this fair is guided by the Management Committee of Liangjiang New Area, the Planning and Natural Resources Bureau of Liangjiang New Area and sponsored by Chongqing Real Estate Association, and is carried out in an "online+offline" way. The Housing Fair will open on August 28th, the offline housing fair will last until August 30th, and the online housing fair will last for two months until June 3rd1.

Official website in Liangjiang New Area shows that the Housing Fair in Liangjiang New Area has attracted 30 brand real estate enterprises, including Sunac, Longhu, Vanke and Jinke, with a total of 95 projects, providing 9843 sets of tradable commercial housing/kloc-0, with a construction area of 2,305,500 square meters and a commercial non-residential area of 646,500 square meters. The properties involved include ordinary houses, garden houses, low-density houses and office buildings.

Previously, the minimum down payment ratio in Chongqing was 30%, and families who met the requirements of the first suite could make a down payment of 30%, while the minimum down payment ratio for the second suite was 40%.

The criteria for defining the minimum down payment ratio are the documents of Chongqing Business Department of China People's Bank and Chongqing Supervision Bureau of China Banking Regulatory Commission (2065438+September 30, 2007). According to the document, in order to further promote the stable and healthy development of Chongqing's real estate market, the following differentiated housing credit policies have been implemented for the main urban area of Chongqing since 201710/. The main urban area includes Liangjiang New District, Yuzhong District, Jiangbei District, Shapingba District, Jiulongpo District, dadukou district, Nan 'an District, Beibei District, Yubei District and Banan District.

Specifically, for families who own two or more houses in the main city and have settled the corresponding housing loans, they will apply for commercial personal housing loans to buy ordinary houses again, and the minimum down payment ratio will be adjusted to 40%; For households with 1 apartment in the main urban area and the corresponding housing loans are not settled, they will apply for commercial personal housing loans to buy ordinary housing again, and the minimum down payment ratio will be adjusted to 40%.

After that, from 2065438 to June 2008, Chongqing tightened the property market regulation policy again, demanding to suspend the issuance of unqualified housing loans for foreign residents. Specifically, on June 28th of that year, the Chongqing Municipal People's Government issued the Notice on Further Strengthening the Regulation of the Real Estate Market, demanding that Chongqing suspend the issuance of housing loans to non-local residents who cannot provide proof of tax payment or social insurance payment for more than 1 year in light of the current market situation. Financial institutions should strictly examine the qualifications of development loans of development enterprises and prudently issue development loans; For households that already own two sets of housing and the corresponding housing loans are not settled, the issuance of individual housing loans will continue to be suspended.