Small-sized apartment buying groups Three groups of people are suitable for buying small-sized apartments.

For a long time, small huxing has become the first choice for many people to buy houses because of its advantages of complete facilities, simplicity and practicality, and compact huxing. In a small apartment, you can also have a happy life. Then, in the current housing situation, who is the most suitable to buy a small apartment? Let's talk about it from three aspects: single family, the rent is equal to the monthly payment, so it is better to buy a small apartment, young couples, warm love nests, romantic houses, investors, and business districts. Let's look at three types of people who are suitable for buying a small apartment.

Single: the rent is equal to the monthly payment, so it is better to buy a small apartment.

Xiao Wang is from Hunan. After finishing college in Guangzhou, he stayed in Guangzhou to work. In order to facilitate her work, she rented a suite near her unit. Because she is located in the central area, even an old one-bedroom apartment costs 2200 yuan a month. Xiao Wang's parents calculated that a month's rent is almost equal to the monthly payment of a small apartment in the suburbs. So Xiao Wang came up with the idea of buying a house. According to her, because of limited economic conditions and working in the urban area, I hope to buy a small house with a total price of less than 400 thousand. There is also news that Xiao Wang has plans to settle in Guangzhou, and she thinks that having a suite can increase her chips.

Suggestion: Young white-collar workers or singles like Xiao Wang, who just graduated, might as well buy a single apartment in the suburbs if they rent a set of more than 2,000 yuan a month in the urban area. In this way, you can own your own property without relying on others, and at the same time increase your chips in the settlement. Because consumers who buy small apartments are mainly younger first-time home buyers, in order not to delay their work, they should choose areas with convenient transportation when buying a house. It is suggested that such people must pay attention to the apartment type when buying small apartments. It is best to have a bright kitchen and bathroom, and the room must be well ventilated and practical.

Reminder: buying a house can really increase the chips, but buying a house can't be settled, especially buying a second-hand house. You can't settle down unless the original owner moves out of the account. Therefore, in the process of buying a house, learn as much as possible about the problem of local settlement.

Young couple: a warm love nest full of romance

Miss Wang and Mr. Li are a couple who are about to get married. Their monthly salary adds up to 14000 yuan. In addition to the fixed rent of 3,000 yuan, as well as the necessary expenses of water, electricity and food, the rest are spent on shopping and play, and they have not much savings after working for many years. Seeing that people of the same age have bought houses and got married, and looking at the poor thousands of dollars in the passbook, I feel that the dream of buying a house is out of reach.

Then, following the advice of the real estate agent, Miss Wang and Mr. Li bought a set of two bedrooms and one living room with a total price of 720,000 yuan in Merchants Jingu, Panyu. They borrowed 6.5438+0.5 million yuan from home and used part of their savings as a down payment. They have a mortgage for 20 years, with a monthly payment of 3,800 yuan, only more than renting a house in 800 yuan. Deposit 4000 yuan in family account every month for repayment. Although the two can only control their expenses within 6,000 yuan per month, they feel that they can control their expenses more than before, and it is worth having their own house.

Suggestion:

Many young couples like Miss Wang and Mr. Li often focus on their careers and are very eager to have their own independent space, but their income does not allow them to invest too much. For newcomers who are ready to buy a love nest, if the economic strength is limited and they can't buy a large apartment, buying a small apartment is a good choice. The low total price of small-sized houses can not only make their marriage life less stressful, but also enable them to live a comfortable life after buying a house, maintain stability in a short time and prepare for the birth of their children. Although the area of the house is small, its functions are relatively complete, which can maintain the stability of living in a short time and fully meet the living functions. After buying a house, there will be no psychological helplessness of "relying on others". "Sparrows are small and complete", which is just in line with the choice of young couples. Small down payment and small monthly payment give young couples more rights to enjoy their own world.

In addition, prospective newcomers can buy small apartments in mature areas first, where life is convenient and children can go to kindergarten without worry. After the economic situation of the young couple improves, they want to buy a new house so that they can sell and rent well.

Investors: Buy a small apartment in the business district.

Mr. Wang is engaged in clothing business in Guangzhou, with an annual net income of about 300,000 yuan. He has some spare money on hand and wants to invest in other areas, but there are not many investment channels. The stock market is not good this year. He dare not follow up rashly. Investing in gold requires too much principal, and he is not familiar with it, so it is not easy to operate. Generally speaking, although the future of the property market is uncertain now, only investing in real estate is the most reassuring. After investigating many huxing, he felt that the total investment in small huxing was low, there would be no too much risk, and the return would be faster.

Suggestion:

In the current market situation, small huxing is well received by consumers because of its low total price and the affordability of many consumers. For those who have a little spare money and no other good investment channels, the main concern is the return on investment. Investors are advised to abide by this principle: try to buy a small apartment in the business circle. Due to the huge appreciation potential, prosperous economy, strong business atmosphere and strong regional consumption capacity, the business circle has provided a good foundation for the realization of the investment value of small-sized houses. Also, the business district itself has good transportation and supporting facilities.

In addition, investors need to pay attention to the ratio of house price to rent where the property is located, and pay attention to the vacancy rate of houses near the property. If the vacancy rate is too high, it means that renting a house is not easy. Under the same conditions, it is best to choose a small apartment with office buildings, schools nearby or planned along the subway. Small units with convenient transportation are worth investing, especially along the rail transit in some big cities. Because of the role of rail transit in accumulating popularity along the line and improving the added value of regional real estate, it has become a * * * knowledge; Although there are a large number of small huxing, it will not change the unique advantages of the areas along the track. Small huxing with the same quality has more appreciation potential.

(The above answers were published on 2016-11-30. Please refer to the actual purchase policy. )

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