What are the housing policies in Foshan?

Chancheng District, Guicheng Street, dali town and Feishui in Nanhai District, Daliang Street, Chencun Town, Beizhen Town and Lecong Town in Shunde District implement the policy of restricting the purchase of new commercial housing:

First, the registered households in this city have two or more houses in this city, and the sales of new commercial housing in the above areas are suspended.

2. Families who are not registered in this city have no housing in this city, and can purchase 1 set of new commercial housing in the above areas.

3. If a non-registered family owns 1 apartment in this city, when purchasing a second set of newly-built commercial housing in the above-mentioned area, it is required to provide a personal income tax payment certificate or social insurance payment certificate that has been paid in this city for more than 1 year within two years before the date of purchase, and it will not be recognized through the overdue personal income tax or social insurance payment certificate.

Four, non registered households in this city have two or more houses in this city, to suspend the sale of new commercial housing in the above areas.

Buying a house in Foshan needs to meet the conditions.

1. Agree to use the purchased house as collateral.

2. The age of the borrower plus the loan period shall not exceed 65 for men and 60 for women.

3. Have full capacity for civil conduct; Have permanent residence or valid residence status in China.

Four, must pay a down payment of not less than a certain percentage of the total price of the purchased house.

Five, with stable professional and economic income, good credit, the ability to repay the loan principal and interest.

Six, has signed a contract or agreement to buy housing.

Seven, foreigners need to provide proof of paying social security or tax bills in Foshan for more than one year, Foshan residence permit within the validity period.

At present, Foshan's housing purchase policy allows local hukou (family as a unit) to own two properties, while foreign hukou (family as a unit) can only own one property. If a foreigner already has a house in Foshan, he can't buy a second house even if he meets the conditions.