New Deal for Foreigners to Buy a House in Sanya

First, the new policy of foreigners buying houses in Sanya

1, has been social security in Sanya for more than one year (at least 13 months, and must be insured when transferring), or has paid personal income tax for more than one year (at least 13 months); 2. If there is no housing loan in the whole country and no real estate in Sanya, you can buy a property and enjoy the preferential policies for the first home loan (such as the downward adjustment of the bank loan interest rate of the first home loan10%); 3. There is a property in the field, but there is no property in Sanya (the homestead is not included in the number of sets). Both commercial loans and provident fund loans can enjoy the first set of 30% loans and 70% loans, but the deed tax is still calculated according to two sets, and 3% deed tax cannot be reduced; If you have a housing loan in China and no real estate in Sanya, you can buy real estate, but the down payment is at least 60%, and the deed tax cannot be reduced. 4. Have a stable job and income, and the total monthly income of the family is more than twice the monthly payment; Citizens who have reached the age of 18 and meet the above conditions can be guaranteed by their parents; 5. Household registration book, ID card, proof of marital status, and bank account for more than half a year.

Second, Sanya's housing purchase policy for foreigners in 2022

The conditions for foreigners to buy a house in Sanya are: having Sanya social security for more than one year (at least 13 months, and must be in the insurance state when transferring), or paying personal income tax for more than one year (at least 13 months); If there is no housing loan nationwide and there is no real estate in Sanya, you can buy a property and enjoy the first set of preferential policies for housing loans. Have a stable job and income, and the total monthly income of the family is more than twice the monthly payment; Citizens who have reached the age of 18 and meet the above conditions can be guaranteed by their parents.

PremisesPermit refers to the certificate that the buyer obtains the legal ownership of the house through the transaction and can exercise the right of possession, use, income and disposal of the purchased house according to law. That is, the "House Ownership Certificate" is the legal certificate for the state to protect the ownership of houses according to law. Proof that the owner manages and uses his own house. Property ownership certificate includes house ownership certificate and house ownership certificate. Generally speaking, the real estate license is the abbreviation of the house ownership certificate, which is a written certificate issued by the real estate registration authority to prove the ownership of the house.

Third, Sanya's latest housing purchase policy for foreigners

Individuals who have no housing in Hainan but are not in the central city of Sanya (east of Fenghuang Road and Hongsha Tunnel, south of Yuya Road and Haidao Road, west of Sanya Bay Road and north of Jinjiling Road, except for shantytown renovation projects) have paid 1 year and above in Hainan. Supplementary or reissued personal income tax payment certificate or social insurance payment certificate.

The online housing credit policy can be extended for valid proof materials such as purchase invoices or effective bank transfer vouchers (POS machine purchase contract and purchase transfer bills) that have been signed or subscribed for and paid the down payment, but have not been implemented online; For those who have paid the deposit but bought the house, the real estate development enterprise should return it unconditionally.

Legal basis:

"Housing Registration Measures" Article 86 Where the ownership of a house is transferred according to law, the following materials shall be submitted:

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(2) the identity certificate of the applicant;

(3) Certificate of ownership of the house;

(four) the certificate of the right to use the homestead or the certificate of the right to use the collectively owned construction land;

(five) materials to prove the transfer of housing ownership;

(6) Other necessary materials.

To apply for the registration of the transfer of ownership of villagers' houses, proof materials of the transfer shall also be provided.

Where a rural collective economic organization applies for the registration of house ownership transfer, it shall also submit the certification materials approved by the villagers' meeting or authorized by the villagers' meeting and approved by the villagers' representative meeting.