How to extract the provident fund property fee?

Provident fund property fees can be withdrawn from official website, the local housing provident fund management center.

The specific extraction process is as follows:

1. First enter the local housing provident fund management center official website, click on the online business hall on the right side of the home page, and then enter;

2. Secondly, select personal business and click depositor, and then select the corresponding payment method;

3. Finally, click "I want to withdraw" in the lower left corner of the page and choose to withdraw the property fee, and the fee will be directly transferred to the corresponding account.

Matters needing attention in drawing provident fund are as follows:

1, which is not a special case. Don't withdraw the provident fund at will, because the balance in it has a great influence on the loan amount. If the balance is insufficient, the provident fund loan may not be successful;

2. Pay attention to the number of times the reserve fund is withdrawn. Personal provident fund is used to purchase houses, and the maximum loan amount cannot exceed 500,000, and the single loan for husband and wife does not exceed 1 10,000. The provident fund is only used to purchase houses twice;

3. If you want to withdraw the balance of the provident fund account to buy a house, it is best to put it after the loan. The amount of provident fund loans is determined according to the account balance. If the balance in the account is withdrawn in advance, the loan amount may be zero.

4. The approval time for provident fund loans will be longer, and real estate developers will advise buyers to choose commercial loans. Property buyers must adhere to the use of provident fund loans in order to enjoy more preferential housing policies.

legal ground

Regulations on the administration of housing provident fund

Twenty-fourth employees in any of the following circumstances, you can withdraw the balance of storage in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.