Who is responsible for the flooding of the residential parking lot?

Legal analysis: 1. The insurance company shall be responsible for the compensation for the losses caused by natural disasters of the insured motor vehicle. In an underground parking lot like this, the car is damaged because of the accumulated water in the parking lot, which meets the claim conditions of car damage insurance.

2. In addition, paying parking fees to the property company forms a legal relationship with the property company. At this time, as a car keeper, it is obliged to predict the weather changes, foresee the damage and notify it in time, and then take necessary and reasonable risk removal, emergency rescue and remedial measures. If the property company does not take preventive measures.

If the vehicle is damaged due to the failure to fulfill the necessary care or management obligations, according to the provisions of Article 374 of the Contract Law of China, the property management company shall be liable for damages to the owner.

3. At the same time, the water inflow into the underground garage may also be related to the developer's design or construction not meeting the requirements. A very important facility in the underground parking lot is a drainage system, which can discharge the waterlogging disaster caused by the generally predictable rainstorm. If the drainage system can't meet the drainage needs at the beginning of the design, resulting in the damage of the underground garage water filling wheel, then the owner who has purchased the underground parking space can ask the developer to bear certain compensation liability according to the relevant laws.

Legal basis: Property Management Regulations Article 2 Property management as mentioned in these Regulations refers to the activities that the owner selects a property management enterprise, and the owner and the property management enterprise carry out maintenance, conservation and management of the house, supporting facilities and related sites in accordance with the provisions of the property service contract, so as to maintain the environmental sanitation and order in the relevant areas.