Job Recruitment Website - Property management - Where is the second-hand house transfer in Kaziwan, Midong District?
Where is the second-hand house transfer in Kaziwan, Midong District?
Second-hand housing transactions are roughly divided into the following stages:
1. The buyer and the seller establish information communication channels, and the buyer knows the overall situation and property rights of the house, and requires the seller to provide legal documents, including house ownership certificate, identity certificate and other documents.
2. If the house provided by the seller is legal and can be traded on the market, the buyer can pay the house purchase deposit (paying the house purchase deposit is not a necessary procedure for the sale of commercial housing), and the buyer and the seller sign a house sales contract (or a house sales contract). After the buyer and the seller reach an agreement on the location, property right, transaction price, delivery time, delivery method and property right disposal of the house through consultation, both parties shall sign at least three house sales contracts.
3. The buyer and the seller apply to the real estate transaction management department for review. After the buyer and the seller apply to the real estate management department, the management department shall examine the relevant documents, review the property rights, and grant the transfer procedures for the houses that meet the listing conditions. If there is no property right or some property rights without the written consent of other property rights, the application will be refused and the listing transaction will be prohibited.
4. Pay taxes and fees. The composition of taxes and fees is more complicated, depending on the nature of the transaction house. For example, the tax composition of commercial housing such as housing reform, rebuilding and demolition, and affordable housing is different.
5. Go through the formalities of property right transfer. The real estate transaction management department shall, according to the property right status and the purchase object of the transaction house, report to the transaction department for approval step by step according to the approval authority set in advance, and both parties to the transaction may go through the formalities for signing the deed. Now Beijing has cancelled the sales contract of real estate in the transaction process, which is also commonly known as "white deed". Fill in the application form of property right transfer registration directly. After the real estate transaction management department completes the registration of property right change, both parties will hand over the transaction data to the issuing department, and the buyer will apply to the issuing department for a new property right certificate with the notice of receiving the property ownership certificate.
6. For the buyer of the loan, after signing the house sales contract with the seller, both the buyer and the seller will go to the loan bank to go through the loan procedures, evaluate the houses they want to trade, determine the loan amount of the buyer, and the bank will review the buyer's credit standing and then approve the buyer's loan. After both parties complete the registration of property right change, and the buyer obtains the house ownership certificate and completes the mortgage registration, the bank will issue the loan in one lump sum. Some banks will lend money after receiving the notice of house ownership certificate.
7. After the buyer obtains the ownership certificate of the house and pays off all the house price, and the seller delivers the house and settles all the property fees, all the second-hand house sales contracts of both parties are fulfilled.
Third, the second-hand housing transaction refers to the transaction that has been registered in the real estate trading center, completed the initial registration and general registration, and listed again. Second-hand housing is relative to the commercial housing in the hands of developers, and it is commonly known as the secondary market of real estate property rights transactions, including commercial housing, second-hand public housing (housing reform housing) that allows listing transactions, poor housing, demolition housing, self-built housing, affordable housing, price-limited housing and so on.
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