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How much is the down payment for the real estate in Changsha?
Second, how much is the down payment for buying a house in Changsha (1) Question: How much is the down payment for buying a house in Changsha now? 1 Is the tax extra? Where else is the house cheaper than Xingsha? What's the total * *? Reply: The minimum down payment for a suite below 90 square meters is 30%, and that for a second suite is 50%. Of course, the more down payment, the less monthly payment. If you mean the property maintenance fund, deed tax and other taxes, that is, when you hand over the house. When you go to the real estate inquiry, the sales consultant there will help you fill out an inquiry schedule and help you calculate the approximate money. See for yourself, and you'll probably know. As for where you say the house in Changsha is the cheapest, you can Baidu the electronic map of Changsha property market, where most of the buildings in Changsha are located. You should call and ask quickly, or you will have to visit the site if you have time. Now it's probably Changsha County No.1 Middle School heading south. There is a real estate over there with a total price of more than 2,800, with a total price of about 260,000. It depends on the size you buy. Or the building from Wanjiali North Road to Sanyi Block should be 2900. (2) Question: What is the down payment ratio of Changsha housing loan? Can I apply for a long-term bank loan for 30 years? How long can I usually apply? The longest mortgage is 30 years, depending on your working years. If you retire in 20 years, you will not be given a 30-year repayment period. Third, how much is the down payment for buying a house in Changsha (1) Question: Do you have any friends who buy a house in Changsha? How much is the down payment over there now? According to friends, there are 30%, 40% or even 50%. I come from Hunan, but not from Changsha. I work in Shenzhen. Answer: The first set said 30%, but you have to understand that this 30% is likely to be 40% of the total house price, or even higher. 70% of the loan refers to 70% of the bank's evaluation price, which is definitely lower than the transaction price. For example, if you buy a house with a price of 6.5438 million yuan, 30% of the 800,000 yuan appraised by the bank is 240,000 yuan. The bank gives you that I am an officer in Xuchang, Henan Province, and my object is to work in Zhengzhou. I have a housing accumulation fund in the army, but not the target. We are all registered in Yongzhou. Fourth, what is the down payment for buying a house in Changsha now (1) Question: What is the policy for buying a house for the first time in Changsha? Is there an area limit for the down payment? Reply: If the husband and wife buy the first set of houses with an area not exceeding140m2, they can apply for provident fund loans, with a down payment of 20%, a down payment of 30% for houses with an area exceeding140m2, and a down payment of not less than 50% for finely decorated houses. Non-local residents need to provide residence permits when buying a house in Changsha, and one set of new commercial housing below 90 square meters is restricted. If you want to mortgage a loan, you need to provide social security records or tax payment certificates for more than one year. (2) Question: I am now registered in Changsha County and working in Guangzhou. I know I can't use provident fund loans. If you buy a house in Changsha, can you withdraw the provident fund? In addition, does Changsha hukou buy a house in Changsha also count as buying a house in a different place? What is the down payment? At present, the Provident Fund Center has signed cooperation agreements with seven cities including Chenzhou, Shaoyang, Loudi, Yongzhou, Changde, Jishou and Yiyang. If you want to use the provident fund loan, you can first find a work unit in Changsha and transfer the provident fund account back to Changsha.
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