What are the requirements for buying a house in Suzhou?

According to Suzhou property market policy:

1. When applying to buy houses in Suzhou, Kunshan and Taicang 1, families who are not registered in this city should provide proof that they have paid personal income tax or social insurance (urban social insurance) continuously for two years or more in Suzhou in the first three years from the date of purchase.

2. Families who are not registered in this city can purchase 1 suite at most.

3. Households registered in this city can purchase up to 3 suites.

What is the process of buying a house?

1. Evaluate purchasing power.

Property buyers need to have a preliminary understanding of themselves before buying a house. Every city has its own policies, and the housing prices in different cities are different. Therefore, before buying a house, they need to consider their own qualifications for buying a house and estimate their economic strength to determine which areas they can buy a house. If it is self-occupation, we should consider the situation of the house itself and its own solvency. At the same level, we should give priority to the factors that affect the appreciation of house prices, such as location, supporting facilities and future development prospects of the region.

2. Understand real estate knowledge.

It is also necessary for buyers to understand the knowledge of real estate, which can reduce the probability of being fooled by sales staff and effectively help buyers understand the real situation of houses and communities.

3. Look at the house and choose a house.

Nowadays, many people are used to getting housing information online first, but it is more important to see the house on the spot. The contents that buyers need to pay attention to in the process of on-the-spot viewing include: investigating whether the projects sold by developers are complete with five certificates; The building spacing, floor area ratio and greening rate of the building itself; Huxing occupancy rate, lighting and ventilation, waterproof effect, delivery standards; Whether the living facilities around the property are convenient.

4. Sign the contract.

After the house is confirmed, a contract needs to be signed. When signing the house purchase contract, the buyer needs to read the contract carefully, make clear the basic situation of the purchased commercial house and project, determine the delivery time and conditions, and make clear the planning change and the treatment method of area difference.

5. Select the payment method.

There are two payment methods for buyers to choose, one is to pay the house price in one lump sum, and the other is to buy a house with a loan. One-time payment is suitable for existing houses. It is best to pay part of the house price first, and then make up the remaining house price when handing over the house. When buying a house by loan, we should choose the appropriate loan method and loan term, such as provident fund loan, commercial loan and portfolio loan. In terms of repayment method, there are equal principal and interest and average capital.

6. Check the house.

If you are buying an auction house, the buyer needs to wait for a while to collect the house. When the buyer inspects the house, he needs to see whether the property meets the conditions for delivery and whether the materials and certificates related to delivery are complete. Secondly, the owner checks whether the house is defective, such as whether the walls and floors are flat and whether there are water stains; Whether the drainage at the floor drain is normal; Whether the doors, windows and glass are in good condition; Whether the housing area has shrunk; Whether the smoke exhaust hole in the kitchen can normally exhaust smoke, etc. When problems are found, they should be fed back to the developers in time and handled in time.

7. Pay taxes and apply for real estate license.

The last step is to pay taxes and apply for real estate license. Generally speaking, in addition to deed tax, commercial housing also needs to pay public maintenance funds, property fees, parking fees and other fees. The charging standards of each property company are different, and the charging standards of the property company responsible for each property project shall prevail. It is particularly important to note that the tax payment vouchers of public maintenance funds and deed taxes must be kept well, which is essential information for handling real estate licenses.