Property fee withdrawal provident fund

Many people are thinking about how to use a large sum of money in the provident fund account to get value for money, and how to use the employees who buy a house. How to withdraw if you don't buy a house for the time being? This article will have an answer. 1, the so-called housing provident fund is withdrawn when buying a house. As the name implies, house purchase is the most common and convenient way. Extraction conditions: employees who purchase their own houses can withdraw the housing accumulation fund of their husband and wife, parents and children in one lump sum within three years after obtaining valid purchase certificates, and their parents and children must have the same household registration as the husband and wife. The total withdrawal amount shall not exceed the total purchase price. Extraction materials: The identity certificate of the extractor and the Approval Form for the Extraction of Housing Provident Fund in Jinan stamped with the official seal are required for the house purchase, and the following materials are also required: 1. If you buy a commercial house in this city, you should provide the real estate registration certificate (real estate license) and the original and photocopy of the deed tax payment certificate of the purchased house; If the real estate registration certificate has not been obtained, the original commercial housing sales contract registered in Jinan real estate registration system and the original and photocopy of the full purchase invoice uniformly printed by the tax authorities or the full payment receipt of Jinan real estate enterprises shall be provided. 2. To purchase existing houses in this city, provide the real estate registration certificate (real estate license) and the original and photocopy of deed tax payment certificate of the purchased houses. 3. If you buy your own house in this city according to the relevant provisions of the housing reform policy, you should provide the original and photocopy of the real estate registration certificate (house ownership certificate) of the purchased house, the valid purchase invoice, or the original and photocopy of the housing reform distribution form and the valid purchase invoice. 4. If you buy your own house for demolition and resettlement in this city, you should provide the original and photocopy of the valid certificate of the house demolition and resettlement agreement, and the proof of paying the house price difference. 5. If you buy your own house in a different place, you should provide the real estate registration certificate (house ownership certificate), the deed tax payment certificate, the original and photocopy of the full purchase invoice uniformly printed by the tax authorities, and the original commercial housing sales contract. Handling process: (1) The employee first applies to the unit for withdrawing the housing accumulation fund. If the relevant materials submitted by individuals meet the extraction conditions, they shall fill in the Approval Form for Extraction of Housing Provident Fund in Jinan City and affix the official seal of the unit. The unit manager or extractor shall go through the examination and approval formalities at the provident fund center with relevant certification materials. The provident fund center shall immediately examine and approve those who meet the extraction conditions, and if the relevant information provided by the applicant needs to be investigated and verified, the provident fund center shall make a decision on whether to approve or disapprove the extraction within 3 working days from the date of accepting the application, and notify the applicant. (two) after the approval of the provident fund center, the extractor shall go through the withdrawal and deposit procedures with the "Jinan Housing Provident Fund Extraction Application Approval Form" and the "Housing Provident Fund Deposit Certificate" issued by the provident fund center. (3) If the employee housing provident fund has been transferred to the custodian of the provident fund center for storage, I can apply directly to the provident fund center with relevant certification materials and the original and photocopy of the ID card. (four) Changqing, Zhangqiu, Pingyin, Jiyang, Shanghe workers to withdraw housing provident fund, with the required application materials to the local bank. 2. Revocation of registered permanent residence abroad, resignation of non-local registered permanent residence, migration of registered permanent residence, etc. Extraction conditions: If an employee who has settled abroad and is not registered in Jinan terminates his/her labor relationship with his/her unit or his/her household registration moves out of the administrative area of Jinan and leaves the city, all the principal and interest stored in the employee's individual housing provident fund account will be extracted according to the above conditions, and his/her housing provident fund account will be cancelled at the same time. Extraction materials: the account cancellation shall provide the ID card of the extractor and the Approval Form for the Application for the Extraction of Housing Provident Fund in Jinan stamped with the official seal, as well as the following materials: (1) Proof materials to be provided for going abroad: the original and photocopy of the entry-exit approval document or the long-term residence certificate of the country (region) where the account is located. (2) If the non-local registered employees and units terminate their labor relations or their household registration moves out of the administrative area of Jinan and leaves the city for extraction, they shall provide supporting materials: 1. If you are not registered in this city, you should provide the original and photocopy of the certificate of dissolution (termination) of labor relations, household registration book, my social security transfer form or social security participation certificate. 2. If the household registration moves out of the administrative area of Jinan, the original and photocopy of the certificate of dissolution (termination) of labor relations and the certificate of migration issued by the household registration management department shall be provided. Handling process: (1) The employee first applies to the unit for withdrawing the housing accumulation fund. If the relevant materials submitted by individuals meet the extraction conditions, they shall fill in the Approval Form for Extraction of Housing Provident Fund in Jinan City and affix the official seal of the unit. The unit manager or extractor shall go through the examination and approval formalities at the provident fund center with relevant certification materials. The provident fund center shall immediately examine and approve those who meet the extraction conditions, and if the relevant information provided by the applicant needs to be investigated and verified, the provident fund center shall make a decision on whether to approve or disapprove the extraction within 3 working days from the date of accepting the application, and notify the applicant. (two) after the approval of the provident fund center, the extractor shall go through the withdrawal and deposit procedures with the "Jinan Housing Provident Fund Extraction Application Approval Form" and the "Housing Provident Fund Deposit Certificate" issued by the provident fund center. (3) If the employee housing provident fund has been transferred to the custodian of the provident fund center for storage, I can apply directly to the provident fund center with relevant certification materials and the original and photocopy of the ID card. (4) If employees in Changqing, Zhangqiu, Pingyin, Jiyang and Shanghe withdraw housing provident fund, they shall first deposit the required application materials in the local bank for preliminary examination, and then the bank shall submit the preliminary examination materials to the provident fund center for examination and approval. If approved, the bank will handle the withdrawal and payment procedures. 3. Property fee extraction materials: (1) Approval Form for Extraction of Jinan Housing Provident Fund in triplicate; (2) The original and photocopy of the applicant's ID card; Entrusting others to do it for them, the applicant's power of attorney, the original and photocopy of the applicant's and agent's ID cards shall be issued. Withdrawal amount and time: the withdrawal amount per person shall not exceed 1000 yuan. Every employee can withdraw housing provident fund once a year to pay property fees, and the interval between two withdrawals is not less than 12 months. Handling process: the applicant can sign an online property fee withdrawal contract in the service hall of the website of the Housing Provident Fund Center. After the contract is signed, the provident fund center will pay the withdrawal amount to the personal account on the 25th of each month. If it needs to be returned in the second year, a new contract should be signed. Applicants can also make an appointment on the website of the provident fund center and go to the appointment outlets with the appointment number and supporting materials. In addition, there are other extraction methods. It is recommended to go to the housing provident fund websites around the country, which are available online.

Legal objectivity:

Regulations on the administration of housing provident fund

Article 24

In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account;

If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.