Is it a small property right to decrypt Zhenggui Court?

According to the policy of 20 1 1. 1.0 "Several Opinions on Registration and Certification of Rural Collective Land Confirmation", it is pointed out that small property houses are not allowed to register and issue certificates. Then the simple way to identify whether the property is a small property right house is to see whether there is a real estate license (the red real estate license that is formal in the country, not the so-called real estate license printed by the developer or the village Committee itself). Otherwise, go to the archives room of the Property Office of the Housing Authority to check, and all the houses with formal property rights have files there.

The risk of buying a small property right house

1, lacking "five certificates"

If there is no "five certificates", you can't apply for a real estate license. Without property rights, it is not protected by law.

2. It is difficult to compensate for the demolition.

As long as the relevant examination and approval procedures are handled according to law, it is a legal building. However, it is not excluded that those illegal buildings outside the scope stipulated by the government may be demolished if they conflict with the national plan, and the owners will not receive compensation for demolition and resettlement.

3, the quality is difficult to guarantee

These houses are cheap, the quality of the houses is unsupervised, and some developers will cut corners to make money, which poses security risks. This kind of house is generally developed in the village where the land is located. In addition to the housing quality and after-sales warranty is difficult to guarantee, the property management after occupancy is also very prone to problems.

4. Small property houses cannot be mortgaged or listed for resale.

Because there is no formal property right certificate, small property houses cannot be used as collateral, nor can they be listed for monopoly. The above are the places that buyers need to pay attention to when buying small property houses.

5. Small property houses cannot be mortgaged.

Small property houses cannot be registered in the real estate management department, and they cannot apply for mortgages and other rights. Without other rights, it means that there is no legal pledge to mortgage to the bank, and the bank loan can't be approved, which means that you need to pay the house payment in one lump sum.

An important reason for the existence of a small property right house is that its price is very cheap, which provides a shortcut for many people who can't afford a house but have housing needs. However, the purchase of such houses is not guaranteed by laws and policies, and there are great risks. Therefore, we must be cautious when buying this kind of house.