Huizhou Yuan Jiayi Villa was bought by mortgage. Can I make a mortgage? How to calculate tax on new house transactions?

Hello, I'm glad to answer your question about Yuan Jiayi Villa Community.

Yuan Jiayi Villa is a house bought by mortgage, which can be handled by a loan company. Because if the house of Yuan Jiayi Villa is mortgaged in the bank, the bank will not accept the second mortgage, and only after the mortgage of Yuan Jiayi Villa is completed can the second mortgage be handled again.

Yuan Jiayi villa new house transaction tax includes deed tax, maintenance fund and property management fee. Deed tax for villas in Yuan Jiayi: the deed tax to be paid for buying new houses is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and ordinary commercial houses are halved, that is, 1.5-2.5%. Yuan Jiayi Villa Maintenance Fund: charged by multiplying the construction area by a certain amount. Yuan Jiayi villa property management fee: paid after the house is delivered, and the specific rate is implemented according to the regulations of the local price department.

The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!