The difference between commercial housing and commercial housing

Commercial residential building

and

commercial residential building

These concepts are unclear, and when buying a house, there will be these doubts. What's the difference between commercial housing and commercial housing? Is the buyer's housing better or commercial housing better? Next, Bian Xiao will introduce the difference between commercial housing and commercial housing, hoping to help everyone.

First, the definition of commercial housing and commercial housing

Commercial housing refers to the housing approved by government departments, which developers can use for market sales and can directly buy and sell. It belongs to one of the freely traded commercial commodities. Property rights for 70 years.

Commercial housing refers to residential buildings built on commercial land, which is called commercial housing. For example, serviced apartments with 40-year property rights are often seen in the market.

Second, the difference between commercial housing and commercial housing

1, commercial housing and commercial housing are different in purpose and use nature, public facilities are different in indicators, and the contents of property certificates are different;

2. There are differences in the land transfer period. Commercial housing is only 40 years old, while commercial housing is 70 years old. After the expiration, you can automatically renew the fee by paying a certain fee. In the later period of commercial housing, the land use right needs to be renewed.

3. Commercial housing loans cannot apply for housing provident fund due to different loan terms, and generally cannot exceed 10 years. Commercial housing can be selected according to its own conditions.

4, different taxes, commercial housing according to the cost price of 6% to 8%; Commercial housing can not enjoy residential tax concessions; The maintenance fund is charged at 2% of the transaction price.

5. The use cost of commercial housing is higher than that of commercial housing, because the water, electricity and gas of commercial housing are charged according to commercial standards, and the property fee is also higher than that of commercial housing, so it is impossible to settle the commercial housing for living.

The density of commercial housing is high, and the living comfort is greatly reduced. The frequency of elevator use is too high, and the waiting time by elevator is too long. There are generally 2-4 households on the first floor of commercial housing, which is relatively quiet and the comfort is greatly improved.

Most of the commercial houses are board buildings, with transparent north and south, and most of them are Shuangyang apartments. Therefore, the price is also more expensive than the unit price of commercial housing, and the north-south permeability of commercial housing is poor and the lighting is poor.