Will property fees affect credit reporting?

Arrears of property fees have been prosecuted, and the implementation will not affect the credit investigation.

The owner will not immediately file a lawsuit against the owner for defaulting on the property fee. Generally speaking, litigation will be considered after the following steps:

1. If the owner defaults on the property fee, the property will generally be urged in time after it is discovered;

2. If the owner fails to pay again within a reasonable time, the property may notify the owners' committee to assist in collection;

3. If the owner still fails to pay within a reasonable time, the property will consider charging the property fee and claim compensation through litigation.

_ If there is a problem with credit reporting, it will affect the following aspects:

1, which will reduce the loan amount of the borrower;

2. Do not give the borrower preferential interest rate or make the loan interest rate rise;

3. If there are many bad credit records, the borrower's loan application will be directly rejected;

4. It has an impact on recruitment, job hunting, renting a house and even going abroad for visas;

5. Credit information difference will be blacklisted by the central bank, which will bring a lot of inconvenience to life.

Behavior that affects personal credit report:

1, default on water charges, telephone charges and other related expenses, which will affect your personal credit information;

2. If the borrower's debt is too high. Most people already have car loans and mortgages with repayment amount exceeding 50% of the borrower's monthly income, while credit cards with repayment amount exceeding 50% of the borrower's monthly income will be included in the bad credit information system.

3. The borrower applies for personal loan default. The loan principal and interest are not repaid or the guarantor is repaying; If the debt is repaid with assets in the near future and within two years, if there is a loan extension record, it will also be included in the credit record list;

4. The borrower's credit card is overdue.

"Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Breach of Trust" Article 1 If the executed person fails to fulfill the obligations specified in the effective legal documents and has one of the following circumstances, the people's court shall include it in the list of executed persons with bad faith and punish them with credit according to law:

(1) Having the ability to perform and refusing to perform the obligations specified in the effective legal documents;

(2) Obstructing or resisting execution by forging evidence, violence or threats;

(3) evading execution by means of false litigation, false arbitration or concealing or transferring property;

(4) Violating the property reporting system;

(5) Violating the consumption restriction order;

(6) refusing to perform the settlement agreement without justifiable reasons.